Single Family Residence at Belmont
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26 photos

$400,000

Belmont, NC 28012
Listed by Allison Cottingham · Belmont Realty
Bedrooms
3
Bathrooms
2
Living area
1,296 sqft
Year built
1942

About this home

Charming Belmont bungalow featuring 3 bedrooms and 2 full baths in a highly desirable location near Belmont Central Elementary, Davis Park, and vibrant downtown Belmont, NC. Relax on the covered front porch and enjoy the warmth of beautiful wood flooring throughout the main living areas including primary bedroom. The spacious kitchen offers abundant cabinet storage and countertop workspace, while the separate dining and living rooms provide comfortable areas for everyday living and entertaining. The partially fenced backyard includes a concrete patio, perfect for grilling, outdoor dining, and gathering with family and friends. A wonderful opportunity to enjoy convenience, character, and small-town charm all in one home.

Property details

MLS #
CAR4388879
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
24
On market date
June 3, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
0.26 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
1.46 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
9.56 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

55
Somewhat walkable
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
75 / 100
Restaurants & cafes20
Grocery stores2
Parks6
Schools6
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 24 days -- 57 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 186 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,559/mo
$80,000 down
$320,000 loan
Principal & interest$2,076
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.