Single Family Residence at Belmont
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$439,000

Belmont, NC 28012
Listed by Freda Hall · Belmont Realty
Bedrooms
3
Bathrooms
1
Living area
1,320 sqft
Year built
1928

About this home

You will love the character and charm of this classic 1920s cottage located just off of N. Main Street in downtown Belmont! Original details and timeless appeal create a warm, inviting atmosphere, while the updated kitchen offers modern convenience. Enjoy relaxing mornings and evenings on the large covered front porch, perfect for rocking chairs and gathering with friends and neighbors. The spacious backyard provides plenty of room for gardening or future outdoor projects. Conveniently located, you'll have easy access to local shops, restaurants, parks, and community events. This home offers a wonderful opportunity for buyers looking to add their own personal touches. While some updating and renovations are needed, the property's character, location, and potential make it a rare find.

Highlights

Fireplace

Property details

MLS #
CAR4394250
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
2
On market date
June 18, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
0.69 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
1.94 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
9.54 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores8
Parks5
Schools6
Transit stops0
Pharmacies3

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 2 days -- 79 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,794/mo
$87,800 down
$351,200 loan
Principal & interest$2,278
Property tax (est.)$366
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 20, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.