Single Family Residence at Belmont
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$440,000

Belmont, NC 28012
Listed by Vince Popejoy · Costello Real Estate and Investments LLC
Bedrooms
3
Bathrooms
2.5
Living area
1,848 sqft
Year built
2026

About this home

Brand-new construction in Belmont with NO HOA, and it's move-in ready now. Welcome to 300 Margarette Avenue, a 2026-built 3-bed, 2.5-bath home on a private 0.38-acre corner lot backed by mature trees, just minutes from I-85, top schools and downtown Mount Holly. This area offers a vibrant downtown with proximity to inviting parks, greenways, and restaurants. This location is the midway point between Belmont and Mount Holly, some of the most loved small towns near Charlotte. Step inside to an open-concept main level made for real life and easy entertaining. Wide-plank flooring runs throughout, sunlight pours in, and the living, dining, and kitchen flow together as one bright, connected space. The kitchen is the showpiece: crisp white Shaker cabinets, granite countertops, a tiled subway backsplash, stainless steel appliances, matte-black fixtures, and a center island with seating for casual mornings and crowded weekends alike. A sliding glass door opens to the backyard, where wooded privacy and room to roam wait just outside. Upstairs, all three bedrooms, both full baths, and the laundry room live together, no hauling baskets between floors. The owner's suite is a true retreat with a walk-in closet, double granite vanity, and a glass-door tiled walk-in shower. The secondary bedrooms are generously sized with their own full bath. Outside is a welcoming covered front porch, a rear patio for the grill, and an attached 2-car garage. New roof, new systems, new everything, giving the peace of mind only a brand-new build delivers. No deferred maintenance. No HOA dues. 20 minute drive to Uptown Charlotte and 10 to Charlotte Douglas Airport, yet tucked into the charm of Belmont and Mount Holly. Enjoy downtown Belmont for Stowe Park concerts, Old Stone Steakhouse, Honeycomb Cafe, String Bean, and the nostalgic Belmont Drive-In. Spend weekends at Daniel Stowe Botanical Garden, exploring the U.S. National Whitewater Center is right across the river with 1,300+ acres of whitewater rafting, kayaking, zip lines, miles of mountain biking and hiking trails, rock climbing, and live music festivals all year long, or on Lake Wylie at South Point Access Park. Award-winning local festivals, nine parks, and small-town energy, all with big-city access. New build. Prime location. No HOA. Priced to sell. Schedule your private showing today!

Highlights

New construction

Property details

MLS #
CAR4397307
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
5
On market date
June 26, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Catawba Heights Elementary
0.19 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
269
Student:teacher ratio
12.8:1
District
Gaston County Schools
Middle
Belmont Middle
3.72 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
9.23 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

58
Somewhat walkable
out of 100
EPA National Walkability Index
8.5 / 20 -- Below average walkable
Google Places amenity density
80 / 100
Restaurants & cafes19
Grocery stores6
Parks1
Schools3
Transit stops0
Pharmacies4

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 5 days -- 76 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

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Est. monthly payment
$2,800/mo
$88,000 down
$352,000 loan
Principal & interest$2,283
Property tax (est.)$367
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.