Single Family Residence at 5109 Watermead Lane, Belmont
Single Family Residence at 5109 Watermead Lane, Belmont, photo 2 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 3 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 4 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 5 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 6 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 7 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 8 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 9 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 10 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 11 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 12 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 13 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 14 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 15 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 16 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 17 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 18 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 19 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 20 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 21 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 22 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 23 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 24 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 25 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 26 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 27 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 28 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 29 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 30 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 31 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 32 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 33 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 34 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 35 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 36 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 37 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 38 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 39 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 40 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 41 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 42 of 43
Single Family Residence at 5109 Watermead Lane, Belmont, photo 43 of 43
43 photos

$1,060,000

5109 Watermead Lane
Belmont, NC 28012
Listed by Gina Flowers · Howard Hanna Allen Tate Gastonia
Bedrooms
4
Bathrooms
3.5
Living area
3,456 sqft
Year built
2018

About this home

Gorgeous home in Belmont's premier gated community Reflection Pointe! Sitting on a generous 0.73-acre lot, this property offers a private backyard oasis with mature trees, a large covered patio, a wonderful pergola, and abundant outdoor living with entertaining spaces. When you step inside, you are greeted by a two-story great room with a cozy fireplace, direct access to the covered patio and beautiful views of nature. The gourmet kitchen is equipped with gas cook top, wall oven, convection microwave, paneled appliances, a leathered granite island, glass cabinetry, walk-in pantry, and a sunlit breakfast area. You will love the main level primary suite with private patio access, remote shades, two walk in closets, two separate vanities, freestanding soaking tub and walk in rain-head shower. Completing the main level is a lovely formal dining room, a practical drop zone, a spacious laundry room, and a versatile home office that could easily function as a nursery, flex space, or additional bedroom. Upstairs, you will find three additional spacious bedrooms and a large bonus/media room perfect for movie nights, a playroom, or a home gym and there is also an expansive walk-in attic for storage. The pristine community is well maintained and amenities include clubhouse, pool, tennis, pickle ball, playground, lake access and boat storage. Situated just minutes from vibrant Downtown Belmont, known for its charming shops, boutiques, and highly-rated local restaurants.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4431359
Property type
Single Family Residence
Subdivision
Reflection Pointe
Status
Active
Days on market
5
On market date
October 7, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Belmont Central Elementary
6.17 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.56 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.44 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 5 days -- 79 fewer days than Belmont's current average of 84 days.
For reference, the median list price across 251 active listings in Belmont right now is $459,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$6,533/mo
$212,000 down
$848,000 loan
Principal & interest$5,500
Property tax (est.)$883
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.