Single Family Residence at 113 Cross Current Lane, Belmont
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$1,075,000

113 Cross Current Lane
Belmont, NC 28012
Listed by Scottie Tyson · EXP Realty LLC
Bedrooms
5
Bathrooms
4.5
Living area
4,318 sqft
Year built
2020

About this home

113 Cross Current offers a rare opportunity to enjoy elevated living in the highly desirable McLean–South Shore waterfront community, where residents have access to the lake, a private kayak launch, and resort-inspired amenities that create a relaxed yet refined lifestyle. Ideally located near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, the community provides an exceptional balance of peaceful surroundings and everyday convenience, with marinas and endless opportunities for waterfront recreation just minutes away. Beautifully maintained and thoughtfully designed, the home features a sophisticated yet highly functional layout. The expansive primary suite serves as a private retreat, complete with a luxurious, spa-inspired ensuite bathroom created for comfort and relaxation. Each additional bedroom features its own walk-in closet and direct bathroom access, providing exceptional privacy and convenience for both residents and guests. Generous living spaces and flexible-use areas offer plenty of versatility for entertaining, working from home, or simply unwinding. At the heart of the home, the chef’s kitchen makes an impressive statement with an expansive island, butler’s pantry, and seamless connection to the surrounding living and gathering spaces. The open-concept design is anchored by a striking stone fireplace, while a built-in drop zone adds both character and everyday functionality. Thoughtful design continues throughout with abundant, easily accessible storage and an impressive three-car garage, complemented by an oversized driveway that provides plenty of additional parking. Outdoors, the covered porch with ceiling fan overlooks a private, level backyard framed by mature trees. A cozy fire pit provides an inviting setting for quiet evenings, gatherings with friends, or relaxing under the stars. Blending timeless finishes, thoughtful craftsmanship, generous living spaces, and an exceptional waterfront community lifestyle, 113 Cross Current is a home that truly stands apart.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4420342
Property type
Single Family Residence
Subdivision
Mclean - South Shore
Status
Active
Days on market
34
On market date
September 1, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
New Hope Elementary
4.45 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
473
Student:teacher ratio
15.8:1
District
Gaston County Schools
Middle
Cramerton Middle
5.27 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
890
Student:teacher ratio
18.9:1
District
Gaston County Schools
High
Gaston Early College High School
13.69 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
20 / 100
Restaurants & cafes2
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 34 days -- 50 fewer days than Belmont's current average of 84 days.
For reference, the median list price across 251 active listings in Belmont right now is $459,000.

Mortgage calculator

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Est. monthly payment
$6,624/mo
$215,000 down
$860,000 loan
Principal & interest$5,578
Property tax (est.)$896
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.