Single Family Residence at Stanley
Patio with fireplace for year-round outdoor living - Stanley
Vaulted great room with fireplace and custom built-ins - Stanley
Open kitchen with generous prep space and easy flow to the living areas - Stanley
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Main-level primary suite with room to exhale - Stanley
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Spacious bonus/secondary living area offers flexibility for guests, hobbies, or play - Stanley
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Fenced backyard with room for pets, play, and outdoor enjoyment - Stanley
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TreeTops Common Area - Stanley
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29 photos

$920,000

Stanley, NC 28164
Listed by Elisha Scott · NorthGroup Real Estate LLC
Bedrooms
5
Bathrooms
4
Living area
3,998 sqft
Year built
2007

About this home

$10,000 Seller Credit offered to help buy down your mortgage rate or closing costs with acceptable offer!! When you’re ready for more house—not more hassle! Backyard evenings by the fire, just minutes from Lake Norman, thoughtfully designed and ideally located in sought-after Treetops of Cowans Ford; this home offers space, flexibility, and a prime Denver location. From the moment you enter, the open flow, natural light, and intentional layout create a sense of comfort that carries throughout. The main level features a spacious great room anchored by the kitchen and casual dining area, perfectly suited for both everyday living and entertaining. Just beyond, the outdoor living space becomes a true highlight—featuring a covered patio with a stunning brick fireplace and chimney, creating the perfect setting for cozy evenings, game-day gatherings, or relaxed nights outdoors. The fenced backyard provides a defined space for pets, play, or outdoor enjoyment in a low-maintenance yard. TreeTops community green space offers additional room for outdoor enjoyment and play. The primary suite is privately positioned on the main level and offers a well-appointed bath and generous walk-in closet, creating a comfortable retreat. A secondary bedroom on the main level provides flexibility for guests, a home office, or multigenerational living. Upstairs, a large loft anchors the additional living space, connecting two bedrooms and a spacious bonus room ideal for media, fitness, or play. The layout offers both separation and connection, designed to adapt to a variety of lifestyles. Located in a Stanley address within the heart of Denver, this home offers convenient access to Birkdale Village, Lake Norman, and Charlotte, making it easy to enjoy shopping, dining, and lake living. Residents have the opportunity to join Cowans Ford Golf Club, just minutes away, offering optional membership tiers including golf and social, along with amenities such as dining, events, and a day dock on Lake Norman. This is more than a home—it is a lifestyle defined by comfort, flexibility, and connection to everything Lake Norman has to offer.

Property details

MLS #
CAR4363187
Property type
Single Family Residence
Subdivision
Treetops At Cowans Ford
Status
Active
Days on market
97
On market date
April 2, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Catawba Springs Elementary
2.75 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
514
Student:teacher ratio
16.1:1
District
Lincoln County Schools
Middle
Francis Bradley Middle
4.3 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
1,075
Student:teacher ratio
17.6:1
District
Charlotte-Mecklenburg Schools
High
East Lincoln High
2.98 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
985
Student:teacher ratio
21.0:1
District
Lincoln County Schools

Walkability

Blended score for Stanley's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

45
Somewhat walkable
out of 100
EPA National Walkability Index
8.2 / 20 -- Below average walkable
Google Places amenity density
50 / 100
Restaurants & cafes13
Grocery stores2
Parks0
Schools1
Transit stops0
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,690/mo
$184,000 down
$736,000 loan
Principal & interest$4,774
Property tax (est.)$767
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 8, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.