102 Topaz Terrace, Gardner MA 01440
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$399,900

102 Topaz Terrace, Gardner MA 01440
Gardner, MA 01440
Listed by Brenda Albert
Bedrooms
3
Bathrooms
2
Living area
1,474 sqft
Year built
2022

About this home

Welcome to 102 Topaz Terrace in Gardner, located in the desirable Sapphire Park 55+ community. This bright, sun-filled home offers higher ceilings that create a spacious, open feel. The large living room flows to a separate dining area off the kitchen, making it ideal for entertaining or everyday living. The kitchen features stainless steel appliances, and luxury vinyl flooring runs throughout the home. The primary bedroom includes a private bath, while two additional bedrooms provide flexible space for guests, a home office, or hobbies. Main-level laundry with washer and dryer included. Enjoy the covered front porch, detached two-car garage, storage shed, and Generac generator. Conveniently located near shopping, the hospital, and major routes. Immediate occupancy available. Open Houses Saturday, 7/18 and Sunday, 7/19 from 11:00- 1:00.

Property details

MLS #
73551691
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
34
On market date
July 17, 2026
Stories
N/A
Garage spaces
2
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Elm Street School
1.05 mi away · Grades 2-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
462
Student:teacher ratio
11.8:1
District
Gardner
Middle
Gardner Middle School
0.4 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner High
0.55 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
740
Student:teacher ratio
12.3:1
District
Gardner

Mortgage calculator

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Est. monthly payment
$2,558/mo
$79,980 down
$319,920 loan
Principal & interest$2,075
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated July 21, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.