246_Cross_Drive_Monterey_076 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_034 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_045 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_048 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_081 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_079 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_069 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_065 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_067 - 246 Cross Drive, Monterey, TN 38574
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246_Cross_Drive_Monterey_001 - 246 Cross Drive, Monterey, TN 38574
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246_Cross_Drive_Monterey_051 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_055 - 246 Cross Drive, Monterey, TN 38574
246_Cross_Drive_Monterey_030 - 246 Cross Drive, Monterey, TN 38574
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246_Cross_Drive_Monterey_002 - 246 Cross Drive, Monterey, TN 38574
22 photos

$597,500

246 Cross Drive, Monterey, TN 38574
Monterey, TN 38574
Listed by Jamie Reed · The Real Estate Collective
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
2005

About this home

Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, detached two-car garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

Highlights

Fireplace

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1348476
Property type
Single Family Residence
Subdivision
Cumberland Lakes
Status
Active
Days on market
97
On market date
July 17, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
5.15 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Cumberland Elementary
5.82 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
17.5:1
District
Cumberland County
Middle
None found nearby
High
Monterey High School
7.15 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 97 days -- 30 fewer days than Monterey's current average of 127 days.
For reference, the median list price across 132 active listings in Monterey right now is $180,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,748/mo
$119,500 down
$478,000 loan
Principal & interest$3,100
Property tax (est.)$498
Home insurance (est.)$150

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Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.