3-print-235 Sycamore Bend_013_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
8-web-or-mls-235 Sycamore Blvd_038_TNPC - 235 Sycamore, Monterey, TN 38574
9-print-235 Sycamore Bend_042_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
38-web-or-mls-235 Sycamore Blvd_183_TNPC - 235 Sycamore, Monterey, TN 38574
52-web-or-mls-235 Sycamore Blvd_253_TNPC - 235 Sycamore, Monterey, TN 38574
53-web-or-mls-235 Sycamore Blvd_259_TNPC - 235 Sycamore, Monterey, TN 38574
48-web-or-mls-235 Sycamore Blvd_231_TNPC - 235 Sycamore, Monterey, TN 38574
49-web-or-mls-235 Sycamore Blvd_236_TNPC - 235 Sycamore, Monterey, TN 38574
50-web-or-mls-235 Sycamore Blvd_241_TNPC - 235 Sycamore, Monterey, TN 38574
51-web-or-mls-235 Sycamore Blvd_250_TNPC - 235 Sycamore, Monterey, TN 38574
55-web-or-mls-235 Sycamore Blvd_271_TNPC - 235 Sycamore, Monterey, TN 38574
57-web-or-mls-235 Sycamore Blvd_277_TNPC - 235 Sycamore, Monterey, TN 38574
58-web-or-mls-235 Sycamore Blvd_283_TNPC - 235 Sycamore, Monterey, TN 38574
60-web-or-mls-235 Sycamore Blvd_292_TNPC - 235 Sycamore, Monterey, TN 38574
62-web-or-mls-235 Sycamore Blvd_302_TNPC - 235 Sycamore, Monterey, TN 38574
63-web-or-mls-235 Sycamore Blvd_307_TNPC - 235 Sycamore, Monterey, TN 38574
64-web-or-mls-235 Sycamore Blvd_313_TNPC - 235 Sycamore, Monterey, TN 38574
65-web-or-mls-235 Sycamore Blvd_318_TNPC - 235 Sycamore, Monterey, TN 38574
66-web-or-mls-235 Sycamore Blvd_322_TNPC - 235 Sycamore, Monterey, TN 38574
68-web-or-mls-235 Sycamore Blvd_332_TNPC - 235 Sycamore, Monterey, TN 38574
69-web-or-mls-235 Sycamore Blvd_338_TNPC - 235 Sycamore, Monterey, TN 38574
70-web-or-mls-235 Sycamore Blvd_345_TNPC - 235 Sycamore, Monterey, TN 38574
71-web-or-mls-235 Sycamore Blvd_347_TNPC - 235 Sycamore, Monterey, TN 38574
73-web-or-mls-235 Sycamore Blvd_359_TNPC - 235 Sycamore, Monterey, TN 38574
74-web-or-mls-235 Sycamore Blvd_362_TNPC - 235 Sycamore, Monterey, TN 38574
75-web-or-mls-235 Sycamore Blvd_367_TNPC - 235 Sycamore, Monterey, TN 38574
76-web-or-mls-235 Sycamore Blvd_373_TNPC - 235 Sycamore, Monterey, TN 38574
77-web-or-mls-235 Sycamore Blvd_378_TNPC - 235 Sycamore, Monterey, TN 38574
78-web-or-mls-235 Sycamore Blvd_382_TNPC - 235 Sycamore, Monterey, TN 38574
79-web-or-mls-235 Sycamore Blvd_387_TNPC - 235 Sycamore, Monterey, TN 38574
81-web-or-mls-235 Sycamore Blvd_397_TNPC - 235 Sycamore, Monterey, TN 38574
82-web-or-mls-235 Sycamore Blvd_402_TNPC - 235 Sycamore, Monterey, TN 38574
83-web-or-mls-235 Sycamore Blvd_407_TNPC - 235 Sycamore, Monterey, TN 38574
84-web-or-mls-235 Sycamore Blvd_412_TNPC - 235 Sycamore, Monterey, TN 38574
85-web-or-mls-235 Sycamore Blvd_419_TNPC - 235 Sycamore, Monterey, TN 38574
86-web-or-mls-235 Sycamore Blvd_422_TNPC - 235 Sycamore, Monterey, TN 38574
87-web-or-mls-235 Sycamore Blvd_431_TNPC - 235 Sycamore, Monterey, TN 38574
88-web-or-mls-235 Sycamore Blvd_432_TNPC - 235 Sycamore, Monterey, TN 38574
89-web-or-mls-235 Sycamore Blvd_439_TNPC - 235 Sycamore, Monterey, TN 38574
90-web-or-mls-235 Sycamore Blvd_442_TNPC - 235 Sycamore, Monterey, TN 38574
91-web-or-mls-235 Sycamore Blvd_447_TNPC - 235 Sycamore, Monterey, TN 38574
92-web-or-mls-235 Sycamore Blvd_452_TNPC - 235 Sycamore, Monterey, TN 38574
6-print-235 Sycamore Bend_027_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
8-print-235 Sycamore Bend_038_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
11-print-235 Sycamore Bend_052_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
12-print-235 Sycamore Bend_057_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
7-print-235 Sycamore Bend_032_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
10-print-235 Sycamore Bend_047_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
1-print-235 Sycamore Bend_002_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
5-print-235 Sycamore Bend_022_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
93-web-or-mls-235 Sycamore Blvd_072_TNPC - 235 Sycamore, Monterey, TN 38574
2-print-235 Sycamore Bend_007_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
4-print-235 Sycamore Bend_017_TNPC-HDR - 235 Sycamore, Monterey, TN 38574
36-web-or-mls-235 Sycamore Blvd_173_TNPC - 235 Sycamore, Monterey, TN 38574
11-web-or-mls-235 Sycamore Blvd_052_TNPC - 235 Sycamore, Monterey, TN 38574
18-web-or-mls-235 Sycamore Blvd_083_TNPC - 235 Sycamore, Monterey, TN 38574
22-web-or-mls-235 Sycamore Blvd_102_TNPC - 235 Sycamore, Monterey, TN 38574
42-web-or-mls-235 Sycamore Blvd_205_TNPC - 235 Sycamore, Monterey, TN 38574
54-web-or-mls-235 Sycamore Blvd_262_TNPC - 235 Sycamore, Monterey, TN 38574
2-web-or-mls-235 Sycamore Blvd_010_TNPC - 235 Sycamore, Monterey, TN 38574
60 photos

$675,000

235 Sycamore, Monterey, TN 38574
Monterey, TN 38574
Listed by Heather Cowart · Provision Realty Group
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
2007

About this home

Quiet lake living with peaceful woodland surroundings. This lakefront home sits on a private, bass-stocked lake with no gas motors permitted. Enjoy a dock with kayak launch added in 2022, covered back porch, deck, and gazebo overlooking the water. Quiet country roads are ideal for walking or riding your bicycle. Approximately 20 minutes to Monterey and 30 minutes to Cookeville. Inside, hardwood floors, vaulted ceilings, and fully opening French doors highlight the main living space. Fresh paint, lighting, and custom shades complement the interior. Two propane fireplaces add warmth, while the kitchen offers a propane double-oven cookstove and walk-in pantry. All appliances, including the washer and dryer, remain, along with the living room hutch. The primary suite features a tray ceiling, private fireplace, porch access, oversized walk-in closet, jetted tub, large walk-in shower, and double sinks. Additional bedrooms share a Jack-and-Jill bath with double sinks and a large shower. A half bath and refreshed laundry room with utility sink and storage closet provide added convenience. Major features and improvements include: - HVAC replaced in 2021 - New septic field and pump - Encapsulated crawlspace with sump pump - Well-water filtration system and softener - Generac whole-house generator - Spectrum fiber-optic internet - Partial basement for additional storage - Fenced raised-bed 'starlight' garden - Separate fenced dog area - Home warranty offered Buyer to verify all information to make an informed purchase.

Highlights

Fireplace

Property details

MLS
East Tennessee REALTORS® MLS
MLS #
1356297
Property type
Single Family Residence
Subdivision
Cumberland Lakes
Status
Active
Days on market
19
On market date
October 17, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
3.1 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Cumberland Elementary
5.7 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
17.5:1
District
Cumberland County
Middle
None found nearby
High
Monterey High School
7.42 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 19 days -- 108 fewer days than Monterey's current average of 127 days.
For reference, the median list price across 132 active listings in Monterey right now is $180,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$4,215/mo
$135,000 down
$540,000 loan
Principal & interest$3,502
Property tax (est.)$563
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.