Single Family Residence at 128 Cardinal Lane, Hayesville
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48 photos

$679,000

128 Cardinal Lane
Hayesville, NC 28904
Listed by Brian K. Noland · Howard Hanna Beverly-Hanks Waynesville
Bedrooms
3
Bathrooms
3
Living area
1,648 sqft
Year built
1976

About this home

Deeded lake access. Nestled in a serene lakeside setting, this beautifully updated brick and wood ranch-style home combines modern comfort with rustic charm and offers breathtaking lake views from a private, peaceful setting. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making the home equally well suited to entertaining and to simply enjoying the quiet surroundings. The kitchen is designed for both function and style, featuring appliances, elegant cabinetry, and ample counter space for everyday meals and gatherings with family and friends. The residence offers three spacious bedrooms and two well-appointed bathrooms, providing comfort and privacy for family and guests alike. An uncovered front porch welcomes you with charming curb appeal, while the large covered and screened-in rear porch invites you to relax, entertain, and take in the natural beauty of the property throughout the day. Adding to the home's versatility, an attached second living quarters includes a private bedroom, a full kitchen, a great room, and laundry, making it ideal for guests, extended family, or potential rental income. Thoughtfully updated and exceptionally flexible, this lakeside ranch brings together scenic views, comfortable main-house living, and a separate quarters arrangement, all complemented by the rare advantage of deeded lake access for an uncompromised lakeside lifestyle close to the water and the everyday pleasures of lake living. A welcoming home with room to gather, relax, and enjoy the lake year round. Step outside and enjoy the view.

Property details

MLS
Canopy MLS
MLS #
CAR4433332
Property type
Single Family Residence
Subdivision
Hickory Ridge
Status
Active
Days on market
7
On market date
October 9, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Hayesville Elementary
3.91 mi away · Grades 3-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
257
Student:teacher ratio
14.3:1
District
Clay County Schools
Middle
Hayesville Middle
4 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
299
Student:teacher ratio
14.2:1
District
Clay County Schools
High
Hayesville High
3.91 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
358
Student:teacher ratio
12.8:1
District
Clay County Schools

Walkability

Blended score for Hayesville's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores1
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$4,239/mo
$135,800 down
$543,200 loan
Principal & interest$3,523
Property tax (est.)$566
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.