Imagine waking to this...your lakefront retreat! - Belmont
Look at all the windows facing the water! - Belmont
Single Family Residence at Belmont, photo 3 of 48
Wall of windows have motorized shades in GR with remote - Belmont
Single Family Residence at Belmont, photo 5 of 48
Spacious Great Room with coffered ceilings - Belmont
Single Family Residence at Belmont, photo 7 of 48
Single Family Residence at Belmont, photo 8 of 48
Single Family Residence at Belmont, photo 9 of 48
Lots of Pullout Cabinets in Kitchen - Belmont
Elevator - Belmont
Single Family Residence at Belmont, photo 12 of 48
Single Family Residence at Belmont, photo 13 of 48
Single Family Residence at Belmont, photo 14 of 48
Laundry Room - Belmont
Eat in Kitchen with water views - Belmont
Primary BR with water views - Belmont
Primary Spa like Bath with leathered granite countertops - Belmont
Primary oversized tile custom shower - Belmont
Primary custom closet - Belmont
Office - Belmont
Powder Room - Belmont
Mahogany front door has motorized shade with remote - Belmont
Wet bar with leathered granite countertops and kitchen ice maker - Belmont
BR 2 with lake views - Belmont
Lower Level Guest Walk in shower - Belmont
Leathered granite countertops in guest bath - Belmont
BR 3 with lake views - Belmont
Single Family Residence at Belmont, photo 29 of 48
Lower Level Guest Bath - Belmont
BR 4/exercise room - Belmont
Media Room - Belmont
Lower level Family Room views - Belmont
Lower Level FP in Family Room - Belmont
Look at those views! - Belmont
Lower level Spacious screened in porch - Belmont
Covered trex deck with swing - Belmont
Single Family Residence at Belmont, photo 38 of 48
Single Family Residence at Belmont, photo 39 of 48
Covered boat iift - Belmont
Single Family Residence at Belmont, photo 41 of 48
Beautiful Aerial views - Belmont
Lot to the left is available to purchase if you want a double lot - Belmont
Single Family Residence at Belmont, photo 44 of 48
Single Family Residence at Belmont, photo 45 of 48
Fenced in backyard, possibility for a pool... - Belmont
Single Family Residence at Belmont, photo 47 of 48
Single Family Residence at Belmont, photo 48 of 48
48 photos

$1,645,000

Belmont, NC 28012
Listed by Lisha Maxwell · Keller Williams Ballantyne Area
Bedrooms
4
Bathrooms
3.5
Living area
3,905 sqft
Year built
2013

About this home

LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR Freshly updated with newly painted warm white interior and ready to make a stunning first impression, this exceptional custom Yeary Homes lakefront retreat offers the Lake Wylie lifestyle buyers dream about but rarely find. Imagine starting your morning with coffee overlooking sparkling main-channel views, spending the afternoon boating, paddleboarding, or swimming from your private covered dock, then gathering around the lakeside fire pit as the sun sets across the water. This is not simply a beautiful home. It is a place where every day feels like a vacation. Perfectly positioned in the prestigious gated community of Reflection Pointe, this home combines deep water, breathtaking long-range views, elevator access, and a private covered dock to create one of the area’s most complete waterfront lifestyles. Designed to celebrate the lake, walls of windows frame panoramic water views from nearly every rear-facing room. Fourteen-foot coffered ceilings, custom built-ins, rich architectural details, and an open floor plan create an inviting atmosphere that feels both elegant and comfortable. Whether entertaining a crowd or enjoying a quiet evening at home, the layout was designed to bring people together. The chef’s kitchen is the heart of the home, featuring granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow into the dining and great room, all overlooking the water. Retreat to the luxurious main-level primary suite where peaceful lake views greet you each morning. A spa-inspired bath and spacious layout create the perfect private escape, while the elevator provides effortless access to every level, making the home ideal for today’s lifestyle and tomorrow’s convenience. The walkout lower level offers incredible flexibility with a spacious family room featuring a second fireplace, wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch that invites guests to relax long after the day on the water has ended. Outdoor living is equally impressive. Expansive covered porches, a screened retreat, flagstone terrace, beautifully terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit create unforgettable spaces for entertaining or simply enjoying the peaceful surroundings. The private waterfront amenities make lake living effortless. The covered dock features a motorized boat lift, separate floating PWC dock, internet service, city water, dedicated music zone, and HD security camera system. The deep-water location provides dependable boating access throughout the year, allowing you to enjoy Lake Wylie to its fullest. Additional luxury features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, plus an oversized garage with extra space for a workshop, golf cart, or recreational equipment. The sloped driveway allows the home to sit closer to the shoreline, creating a more immersive waterfront experience with enhanced privacy and spectacular panoramic views that are difficult to replicate. Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this freshly refreshed waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for. Live the lake life. Every single day.

Highlights

Fireplace

Property details

MLS #
CAR4399291
Property type
Single Family Residence
Subdivision
Reflection Pointe
Status
Active
Days on market
5
On market date
July 3, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
6.34 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
4.72 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
14.59 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 5 days -- 76 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$10,056/mo
$329,000 down
$1,316,000 loan
Principal & interest$8,536
Property tax (est.)$1,371
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated July 8, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.