One owner custom built home - Belmont
Large lot with waterviews - Belmont
Single Family Residence at Belmont, photo 3 of 48
Single Family Residence at Belmont, photo 4 of 48
Single Family Residence at Belmont, photo 5 of 48
2 story Great Room - Belmont
Great Room bathed with natural sunlight - Belmont
Great Room with water views has french door to veranda - Belmont
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Single Family Residence at Belmont, photo 10 of 48
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Single Family Residence at Belmont, photo 20 of 48
Bright Dining Room - Belmont
Main level primary with fireplace - Belmont
Main level primary - Belmont
Main level primary - Belmont
Main level primary - Belmont
Single Family Residence at Belmont, photo 26 of 48
Primary spa bathroom - Belmont
Primary bathroom with duual vanities - Belmont
Primary spa bathroom - Belmont
Main level primary has flex-space room perfect for office/study, workout or nursery - Belmont
Single Family Residence at Belmont, photo 31 of 48
2nd floor bedroom - Belmont
Jack and Jill bathroom - Belmont
2nd floor bedroom - Belmont
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2nd floor bonus room, could also be private suite - Belmont
2nd floor bonus with bar - Belmont
2nd floor bonus - Belmont
2nd floor bar can also be used as a kitchenette - Belmont
Full bathroom in 2nd floor bonus allows for flex to be a private suite - Belmont
Lower level family room - Belmont
Lower level bath - Belmont
Lower level bedroom with large walk-in closet - Belmont
Veranda off Great Room with water view - Belmont
Rendering showcasing a future pool concept for the backyard - Belmont
Rendering showcasing a future pool and spa concept for the backyard. - Belmont
.84 acre lot with water view - Belmont
.84 acre lot - Belmont
48 photos

$1,325,000

Belmont, NC 28012
Listed by Dana Burleson · Savvy + Co Real Estate
Bedrooms
5
Bathrooms
5.5
Living area
5,659 sqft
Year built
2008

About this home

Exquisite one owner home on an almost 1 acre lot with wonderful water views. Nestled in a prestigious gated community, this 2008 custom-built stone and stucco residence offers the perfect blend of elegance, comfort, and functionality. Boasting breathtaking water views, this home is designed to capture natural light and showcase serene surroundings from nearly every room. The main living areas feature high-quality finishes, thoughtful architectural details, and an open, inviting layout perfect for both entertaining and everyday living. Chef’s kitchen is thoughtfully designed for both culinary excellence and effortless entertaining. The generous layout offers ample prep spaces with center island + an eat-in dining area perfectly positioned to capture serene water views. The spacious main-level primary bedroom is a private retreat designed for comfort and style. A cozy fireplace adds warmth and ambiance, while a built-in bar elevates the space for relaxation. The suite also features an attached office/flex space, perfect for work-from-home needs, a private study, or a personal lounge area—combining functionality and luxury in one elegant setting. Upstairs Bonus Room provides a versatile living space—ideal for a home theater, recreation area, or guest suite with full bath. Enjoy ultimate convenience with dedicated laundry rooms on the first and second floors. Finished lower level has one bedroom with full bath and a family room that has french doors leading to patio. Step outside to enjoy tranquil vistas from your private outdoor spaces, where the beauty of the water and surrounding landscape create an unparalleled backdrop for relaxation. Secure, serene, and sophisticated, this home offers the ultimate in privacy and luxury within a coveted gated community. **See photos for rendering showcasing a future pool concept for the expansive backyard.**

Highlights

Fireplace

Property details

MLS #
CAR4378139
Property type
Single Family Residence
Subdivision
River Lakes
Status
Active
Days on market
36
On market date
May 6, 2026
Stories
N/A
Total bathrooms
5.5
Garage spaces
3
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
North Chatham Elementary
4.43 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
555
Student:teacher ratio
13.2:1
District
Chatham County Schools
Middle
Margaret B. Pollard Middle
6.62 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
775
Student:teacher ratio
17.6:1
District
Chatham County Schools
High
Northwood High
8.67 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,124
Student:teacher ratio
15.8:1
District
Chatham County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

20
Car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
15 / 100
Restaurants & cafes2
Grocery stores0
Parks1
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 36 days -- 45 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$8,129/mo
$265,000 down
$1,060,000 loan
Principal & interest$6,875
Property tax (est.)$1,104
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 19, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.