Single Family Residence at Belmont
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$495,000

Belmont, NC 28012
Listed by Wendy Eaves · Howard Hanna Allen Tate Gastonia
Bedrooms
3
Bathrooms
2.5
Living area
1,966 sqft
Year built
2016

About this home

Discover the charm of this beautiful 3-bedroom, 2.5-bathroom home nestled in the highly popular Morgan's Branch neighborhood of Belmont. Outfitted with $20,000 worth of premium updates including plantation shutters, an integrated home camera security system, new carpet, remodeled half bath and fresh paint throughout, this residence exudes high-end style and total peace of mind. The welcoming open-concept design features a gourmet kitchen complete with granite countertops, a large subway tile backsplash, stainless steel appliances, and a spacious dining area perfect for entertaining, while a separate study offers a quiet space for a home office. Every bathroom has received thoughtful attention; the main-level powder room has been beautifully updated with a new vanity and modern fixtures, while the primary bathroom features an added luxury bidet. Outside, sip your morning coffee on the cover front porch or enjoy the tranquility of a private, fully fenced backyard and a relaxing covered patio. Also, has direct access to the community's scenic walking trails. Plentiful neighborhood amenities include a pool, playground, dog park, trails, and convenient boat storage options—all less than a mile from Lake Wylie and just a short drive from downtown Belmont. This upgraded, move-in-ready home is a must-see!

Property details

MLS #
CAR4398745
Property type
Single Family Residence
Subdivision
Morgans Branch
Status
Active
Days on market
1
On market date
June 29, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Belmont Central Elementary
4.7 mi away · Grades 2-5
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
673
Student:teacher ratio
18.2:1
District
Gaston County Schools
Middle
Belmont Middle
3.07 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
13.2 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 1 days -- 80 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 188 active listings in Belmont right now is $441,950.

Mortgage calculator

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Est. monthly payment
$3,131/mo
$99,000 down
$396,000 loan
Principal & interest$2,568
Property tax (est.)$413
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 30, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.