Single Family Residence at Charlotte
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$580,000

Charlotte, NC 28278
Listed by Tim Szatko · Fathom Realty NC LLC
Bedrooms
4
Bathrooms
2.5
Living area
2,870 sqft
Year built
1987

About this home

Beautiful retreat and well-maintained home nestled in the quiet Harbor Estates enclave. This cedar exterior home features eye-catching architecture, thoughtfully designed lines, and timeless curb appeal. Inside, you’ll find soaring ceilings, warm natural finishes, and a seamless flow between indoor and outdoor living spaces. Offering approximately 2,880 square feet, this four-bedroom, three-bath residence provides spacious interiors ideal for both everyday family living and entertaining. The welcoming layout includes a gracious foyer, formal and casual living areas, a cozy fireplace, and an attached garage. Situated on a lushly landscaped wooded lot, this home offers a peaceful and quiet setting with privacy and natural beauty. The spacious backyard provides plenty of room for children to play, outdoor gatherings, or simply relaxing in your own private retreat. Enjoy the convenience of being just a short walk to the lake, while also located minutes from Lake Wylie and the The Palisades Country Club community amenities. This location also offers proximity to reputable schools, dining, shopping, and recreation. Ready for the next buyer’s personal touch.

Highlights

Fireplace

Property details

MLS #
CAR4382259
Property type
Single Family Residence
Subdivision
Harbor Estates
Status
Active
Days on market
1
On market date
May 14, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Winget Park Elementary
1.59 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
652
Student:teacher ratio
15.5:1
District
Charlotte-Mecklenburg Schools
Middle
Southwest Middle School
2.14 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
1,328
Student:teacher ratio
17.0:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
19.41 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 1 days -- 71 fewer days than Charlotte's current average of 72 days.
For reference, the median list price across 3,662 active listings in Charlotte right now is $399,337.

Mortgage calculator

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Est. monthly payment
$3,643/mo
$116,000 down
$464,000 loan
Principal & interest$3,009
Property tax (est.)$483
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated May 15, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.