Rendering for 21506 Rio Oro, Cornelius. A Lake Norman waterfront, modern custom built home by Cape Custom Homes LLC with a third story terrace capturing amazing water views.
Rendering of the Custom Built home by Cape Custom Homes- at 21056 Rio Oro Dr, Cornelius-Lake Norman. Completion date scheduled for December 2026.
Rendering of the back of this amazing waterfront home to be built by Cape Custom Homes in 2026.
Home Rendering
Home Rendering of the outdoor back patio
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Real life construction process showing the home is under roof with windows and roofing completed in 8/2026. Has a fantastic backyard for a pool!
Aerial view of the back of the home with a dock and pier.
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Aerial view of the home under construction facing a southern direction.
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Wider aerial view of the homes location on Lake Norman.
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Another aerial view of the homes positioning on the lake.  At the end of the pier is plenty of water for your boat.
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Aerial view facing west on Lake Norman.  You can tell the third story terrace has amazing views in all directions.
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Aerial view looking north.  Water surrounds this amazing home and location.
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Home Rendering. Completion date slated for December 2026.
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24 photos

$4,300,000

Cornelius, NC 28031
Listed by Christy Walker · Premier Sotheby's International Realty
Bedrooms
6
Bathrooms
6.2
Living area
5,616 sqft
Year built
2026

About this home

Exceptional proposed new construction waterfront modern residence, envisioned as a striking three story design with approximately 5616 square feet of interior living space plus 528 square foot garage. Upon completion the home is designed to make an immediate statement with clean architectural lines, bold massing wood accents and expansive glass that floods the interiors with natural light and frames the lake. Curated lighting is planned throughout the home to elevate the architecture after dark and create a refined intentional atmosphere. Inside, the main level is planned around dramatic volume and seamless flow, with white oak hardwood floors, floor to ceiling windows and doors and large stacked sliding systems designed to fully open the living spaces to the outdoors while perfectly framing the water. At the center of the home the chef's kitchen is planned as both a statement and a workhorse, featuring custom cabinetry and a full suite of high end Monogram appliances including a 48" range and 48" refrigerator . A substantial 5X12 island anchors the space, while a dedicated scullery supports effortless prep, catering, and entertaining with everything kept streamlined and out of sight. A built in bar area is also planned to elevate hosting and everyday convenience. Large scale sliders are designed to open to the covered porch and terrace, creating a true indoor outdoor experience. The rear concept is designed around resort style waterfront living with an option for a future infinity edge pool and hot tub, generous paver stone terraces, and layered spaces for dining and lounging that are positioned to maximize views. The primary suite is planned on the main level as a private retreat with a spacious dressing room and spa inspired bath. Upstairs five additional bedrooms plus a dedicated office are designed for comfort and flexibility, with multiple ensuite baths and generous storage throughout. The third level adds a distinctive lifestyle feature with a rec room, powder bath and roof terrace, creating an ideal space for sunset view or a private lounge above it all. a rare opportunity to secure a design driven modern build where architecture, scale, and waterfront lifestyle come together in a truly one of a kind offering. Planned features and finishes are subject to change prior to completion.

Highlights

FireplaceNew construction

Property details

MLS #
CAR4347482
Property type
Single Family Residence
Subdivision
Bahia Bay
Status
Active
Days on market
56
On market date
N/A
Stories
N/A
Garage spaces
2
Lot size
N/A
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
Cornelius Elementary
1.59 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
554
Student:teacher ratio
15.0:1
District
Charlotte-Mecklenburg Schools
Middle
Bailey Middle
3.36 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,370
Student:teacher ratio
17.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
18.11 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Mortgage calculator

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Est. monthly payment
$26,045/mo
$860,000 down
$3,440,000 loan
Principal & interest$22,312
Property tax (est.)$3,583
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated April 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.