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$475,000

Belmont, NC 28012
Listed by Katie Goforth · Cottage Keepers of Gaston County
Bedrooms
4
Bathrooms
3
Living area
2,454 sqft
Year built
1958

About this home

This property in Mount Holly offers a flexible and convenient opportunity, whether you’re looking for a home or a business space. Zoning is B-3. The house features 4 bedrooms and is designed for one-level living, which makes it especially practical for everyday comfort. Inside, you’ll find beautiful hardwood floors that add warmth and character throughout the home. Location is a major highlight. It sits in a spot that provides easy access to both Mount Holly and Belmont, giving you quick reach to local shops, dining, and services. Plus, being close to Interstate 85 makes commuting or traveling to nearby cities simple and efficient.

Highlights

Fireplace

Property details

MLS #
CAR4324574
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
2
On market date
April 27, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Catawba Heights Elementary
0.26 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
269
Student:teacher ratio
12.8:1
District
Gaston County Schools
Middle
Belmont Middle
3.56 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Gaston Early College High School
9.23 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Belmont's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

58
Somewhat walkable
out of 100
EPA National Walkability Index
8.5 / 20 -- Below average walkable
Google Places amenity density
80 / 100
Restaurants & cafes19
Grocery stores6
Parks1
Schools3
Transit stops0
Pharmacies4

Market position

How this listing compares to current activity in Belmont, from live MLS data.

On the market 2 days -- 79 fewer days than Belmont's current average of 81 days.
For reference, the median list price across 186 active listings in Belmont right now is $441,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,011/mo
$95,000 down
$380,000 loan
Principal & interest$2,465
Property tax (est.)$396
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated April 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.