Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD
Dining Room - 7528 BENT TREE LOOP, ST CLOUD
Entrance View - 7528 BENT TREE LOOP, ST CLOUD
Kitchen View - 7528 BENT TREE LOOP, ST CLOUD
Spacious Kitchen - 7528 BENT TREE LOOP, ST CLOUD
Livingroom w/ Kitchen View - 7528 BENT TREE LOOP, ST CLOUD
Bedroom - 7528 BENT TREE LOOP, ST CLOUD
Hallway - 7528 BENT TREE LOOP, ST CLOUD
Guest Bathroom - 7528 BENT TREE LOOP, ST CLOUD
Bedroom - 7528 BENT TREE LOOP, ST CLOUD
Owner suite - 7528 BENT TREE LOOP, ST CLOUD
Owner Bathroom Double Sink - 7528 BENT TREE LOOP, ST CLOUD
Owner Suite Walking Closet - 7528 BENT TREE LOOP, ST CLOUD
Covered Lanai - 7528 BENT TREE LOOP, ST CLOUD
Rear view - 7528 BENT TREE LOOP, ST CLOUD
Side Backyard - 7528 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 17 of 34
Community Pool - 7528 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 19 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 20 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 21 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 22 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 23 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 24 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 25 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 26 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 27 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 28 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 29 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 30 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 31 of 34
Single Family Residence at 7528 BENT TREE LOOP, ST CLOUD, photo 32 of 34
Guest Bathroom - 7528 BENT TREE LOOP, ST CLOUD
Bathroom Vanity and Shower - 7528 BENT TREE LOOP, ST CLOUD
34 photos

$344,900

7528 BENT TREE LOOP
ST CLOUD, FL 34773
Listed by Jannette Rodriguez · ADAMS HOMES REALTY, INC
Bedrooms
3
Bathrooms
2
Living area
1,780 sqft
Year built
2026

About this home

**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $71,000; reduction already reflected in the advertised price. Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7528 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $344,900, this move-in-ready Adams Home features conservation view, no rear neighbors and flexible dining/office space. This 3-bedroom, 2-bath 1780B plan provides efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

Highlights

New construction

Property details

MLS
Stellar MLS
MLS #
MFRO6372876
Property type
Single Family Residence
Subdivision
HARMONY CENTRAL PH 2
Status
Active
Days on market
280
On market date
January 12, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
1.58 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.07 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1.07 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 280 days -- 172 more days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,968 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,227/mo
$68,980 down
$275,920 loan
Principal & interest$1,790
Property tax (est.)$287
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.