Single Family Residence at 438 VIRGINIA AVE, ST CLOUD
This charming home sits on a shaded, corner lot. - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 3 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 4 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 5 of 54
Entry room currently being used as an office. - 438 VIRGINIA AVE, ST CLOUD
Entry/office. - 438 VIRGINIA AVE, ST CLOUD
The stylish entry/office greets you as you step inside. - 438 VIRGINIA AVE, ST CLOUD
Living room with great open floorplan. - 438 VIRGINIA AVE, ST CLOUD
Living room. - 438 VIRGINIA AVE, ST CLOUD
Living room - 438 VIRGINIA AVE, ST CLOUD
Kitchen with large breakfast bar and cozy seating area that could be used as a dining room. - 438 VIRGINIA AVE, ST CLOUD
Breakfast bar - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 14 of 54
The stunning kitchen with quartz counters and stainless steel appliances including an induction stove with convection oven that is 3 months old. - 438 VIRGINIA AVE, ST CLOUD
The stunning kitchen with quartz counters and stainless steel appliances including an induction stove with convection oven that is 3 months old. - 438 VIRGINIA AVE, ST CLOUD
Cozy seating area can be used as your dining room - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 18 of 54
Primary bedroom with en-suite bathroom. - 438 VIRGINIA AVE, ST CLOUD
Primary bedroom. - 438 VIRGINIA AVE, ST CLOUD
Comfortable guest bedroom. - 438 VIRGINIA AVE, ST CLOUD
Guest bedroom. - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 23 of 54
Bonus room is being used as a workout room but could easily be used a 3rd bedroom. - 438 VIRGINIA AVE, ST CLOUD
Enjoy the outdoors on this lovely patio. - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 26 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 27 of 54
Detached garage with extra storage and a carport. - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 29 of 54
Lovely tree shaded corner lot. - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 31 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 32 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 33 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 34 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 35 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 36 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 37 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 38 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 39 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 40 of 54
Photo of living room, dining area and kitchen prior to furniture. - 438 VIRGINIA AVE, ST CLOUD
Living room prior to being furnished. - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 43 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 44 of 54
Kitchen prior to the home being furnished. - 438 VIRGINIA AVE, ST CLOUD
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 46 of 54
Single Family Residence at 438 VIRGINIA AVE, ST CLOUD, photo 47 of 54
Primary bedroom prior to being furnished. - 438 VIRGINIA AVE, ST CLOUD
Primary bedroom prior to being furnished. - 438 VIRGINIA AVE, ST CLOUD
Primary bathroom with dual vanity. - 438 VIRGINIA AVE, ST CLOUD
Primary bathroom shower. - 438 VIRGINIA AVE, ST CLOUD
Guest bedroom prior to being furnished. - 438 VIRGINIA AVE, ST CLOUD
Guest bathroom. - 438 VIRGINIA AVE, ST CLOUD
Bonus room with washer and dryer in the large closet. - 438 VIRGINIA AVE, ST CLOUD
54 photos

$339,000

438 VIRGINIA AVE
ST CLOUD, FL 34769
Listed by Chris Burnette · GODWIN REALTY GROUP
Bedrooms
2
Bathrooms
2
Living area
1,275 sqft
Year built
1946

About this home

Discover the perfect blend of timeless charm and modern luxury in this beautifully renovated St. Cloud home! Ideally situated on a spacious .26-acre corner lot with NO HOA, this inviting property offers stylish updates, flexible living spaces, and an unbeatable location just a short walk from downtown shopping, dining, and the St. Cloud Lakefront. Step inside to a light-filled, open-concept floor plan designed to maximize space, comfort, and functionality. The stunning kitchen is a true showstopper, featuring elegant quartz countertops, sleek white cabinetry, stainless steel appliances, a BRAND NEW induction cooktop with convection oven, and a NEW dishwasher with a stainless steel interior. The spacious primary suite offers a relaxing retreat with a private en-suite bathroom and double vanity. An additional bedroom, a versatile bonus room ideal for a potential third bedroom, and a separate office provide endless possibilities for guests, hobbies, working from home, or fitness. Enjoy added peace of mind with a BRAND NEW ROOF installed this spring, including new fascia, gutters, soffit, and downspouts. The HVAC system was also upgraded this year with all-new components, motor, and coils, while spray foam attic insulation helps improve energy efficiency and year-round comfort. Outside, the expansive, tree-shaded yard is perfect for entertaining, relaxing, or enjoying the Florida lifestyle. The property also features a patio, detached garage with additional storage, and a carport, offering plenty of room for vehicles, recreational equipment, and all your extras. Conveniently located near shopping, dining, local attractions, Medical City in Lake Nona, and the Spacecoast's beautiful beaches, this MOVE-IN READY gem combines character, thoughtful upgrades, and exceptional flexibility in one desirable package. No HOA, a generous lot, and modern improvements make this St. Cloud home a must-see! Schedule your private showing today! *Home is occupied, unfurnished photos are prior to the seller decorating and moving in.*

Property details

MLS
Stellar MLS
MLS #
MFRS5159921
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND TOWN OF
Status
Active
Days on market
N/A
On market date
October 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.26 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
MICHIGAN AVENUE ELEMENTARY SCHOOL
1.13 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
767
Student:teacher ratio
15.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
0.94 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
0.98 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

73
Walkable
out of 100
EPA National Walkability Index
12.2 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores3
Parks7
Schools10
Transit stops14
Pharmacies1

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 108 fewer days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,968 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,191/mo
$67,800 down
$271,200 loan
Principal & interest$1,759
Property tax (est.)$283
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 22 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.