Welcome home! - 430 FLORIDA AVE, ST CLOUD
Single Family Residence at 430 FLORIDA AVE, ST CLOUD, photo 2 of 56
Huge lot, .34 acres, with alley access. - 430 FLORIDA AVE, ST CLOUD
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Living room and front door. - 430 FLORIDA AVE, ST CLOUD
Spacious living room with fireplace. - 430 FLORIDA AVE, ST CLOUD
Living room. - 430 FLORIDA AVE, ST CLOUD
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Dining room - 430 FLORIDA AVE, ST CLOUD
Dining room is open to living room and seating area off the kitchen. - 430 FLORIDA AVE, ST CLOUD
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Comfortable seating area off the kitchen - 430 FLORIDA AVE, ST CLOUD
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Kitchen with breakfast bar - 430 FLORIDA AVE, ST CLOUD
Kitchen with granite and stainless steel appliances. - 430 FLORIDA AVE, ST CLOUD
Built in laundry area in kitchen - 430 FLORIDA AVE, ST CLOUD
Washer and dryer convey - 430 FLORIDA AVE, ST CLOUD
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Primary bedroom, located on the first floor - 430 FLORIDA AVE, ST CLOUD
Primary bedroom, located on the first floor - 430 FLORIDA AVE, ST CLOUD
Primary bedroom en-suite bathroom - 430 FLORIDA AVE, ST CLOUD
Primary bedroom en-suite bathroom - 430 FLORIDA AVE, ST CLOUD
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Bedroom 2, located on the first floor. - 430 FLORIDA AVE, ST CLOUD
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Guest bathroom, located on the first floor - 430 FLORIDA AVE, ST CLOUD
Upstairs bedroom with en-suite half bath - 430 FLORIDA AVE, ST CLOUD
Upstairs bedroom with en-suite half bath - 430 FLORIDA AVE, ST CLOUD
En-suite half bathroom upstairs - 430 FLORIDA AVE, ST CLOUD
Upstairs bedroom - 430 FLORIDA AVE, ST CLOUD
Screened pool with French doors leading inside - 430 FLORIDA AVE, ST CLOUD
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Detached garage and carport viewed from alley entrance to the home - 430 FLORIDA AVE, ST CLOUD
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All measurements are approximate - 430 FLORIDA AVE, ST CLOUD
56 photos

$490,000

430 FLORIDA AVE
ST CLOUD, FL 34769
Listed by Chris Burnette · GODWIN REALTY GROUP
Bedrooms
4
Bathrooms
2.5
Living area
2,244 sqft
Year built
1936

About this home

Fall in love with this stunning, MOVE-IN READY 4-bedroom, 2.5-bath pool home in beautiful St. Cloud! Blending timeless character with modern comforts, this exceptional property sits on a HUGE .34-acre lot with alley access, offering space, flexibility, and the freedom of NO HOA and a SCREENED POOL. Step inside and discover the attention to detail and thoughtful improvements throughout. The gorgeous kitchen is sure to impress with gleaming white cabinetry, beautiful granite countertops, stainless steel appliances, and plenty of storage and workspace. Additional structural improvements include a new I-beam and floor joists in the kitchen and hallway. Enjoy added peace of mind with a 2024 ROOF, new windows, newer AC and ductwork, and convenient smart home features. The spacious floor plan offers four bedrooms and room to accommodate a variety of needs, whether you're looking for extra space to work, relax, or entertain. The primary bedroom with en-suite bathroom and one other bedroom are conveniently located on the first floor, two other bedrooms and a half bathroom are located upstairs. When it's time to unwind, open the French doors and step outside to your screened-in pool, where you can swim, lounge, and enjoy the Florida sunshine year-round. The expansive, tree-shaded yard provides even more room to entertain, garden, or simply enjoy the outdoors. Parking and storage are a bonus, with a detached one-car garage and a carport offering space for two additional vehicles. The location is just as impressive! Take a short stroll to downtown St. Cloud to explore local shops, restaurants, and charming neighborhood favorites, or head to Lakefront Park on the shores of East Lake Tohopekaliga for waterfront views and outdoor recreation. Enjoy convenient access to shopping, dining, Lake Nona's Medical City, area attractions, and Florida's beautiful beaches. Four bedrooms, a screened-in pool, a huge lot, valuable updates, and NO HOA make this St. Cloud gem a must-see! Don't miss your opportunity to enjoy the space, convenience, and lifestyle you've been looking for. Schedule your private showing today!

Highlights

Private poolFireplace

Property details

MLS
Stellar MLS
MLS #
MFRS5159922
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND TOWN OF
Status
Active
Days on market
N/A
On market date
October 22, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
1
Parking spaces
N/A
Lot size
0.34 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
MICHIGAN AVENUE ELEMENTARY SCHOOL
1.24 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
767
Student:teacher ratio
15.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
1.04 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
0.99 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

79
Walkable
out of 100
EPA National Walkability Index
13.0 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks8
Schools13
Transit stops14
Pharmacies2

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 108 fewer days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,968 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,101/mo
$98,000 down
$392,000 loan
Principal & interest$2,543
Property tax (est.)$408
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.