Single Family Residence at 1181 HILLTOP PL, ST CLOUD
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$479,999

1181 HILLTOP PL
ST CLOUD, FL 34772
Listed by Keausha Jordan LLC · EXP REALTY LLC
Bedrooms
4
Bathrooms
3.5
Living area
3,021 sqft
Year built
2021

About this home

Room to gather, space to unwind, and a kitchen made to be the heart of it all! Welcome to 1181 Hilltop Place, a beautifully designed 4-bedroom, 3.5-bath home situated on a corner lot in St. Cloud. Abundant natural light fills the open floor plan, creating a bright, inviting atmosphere with a seamless connection between the kitchen, dining, and living spaces. The standout feature is the impressive 10½-foot kitchen island perfect for meal prep, casual dining, holiday spreads, and conversations that keep everyone gathered long after dinner. Whether you’re hosting a celebration or enjoying a quiet evening at home, this layout keeps you connected. The first-floor primary suite offers a comfortable retreat with dual closets, providing dedicated storage for each of you. Three additional bedrooms are located upstairs, along with a spacious loft that’s ready for movie nights, a game room, or another inviting place to entertain and relax. A two-car garage adds everyday convenience, while the generous backyard invites outdoor dining, gardening, and weekend gatherings. Explore the option of adding a fence to complete your outdoor retreat, subject to applicable approvals. With nearby Publix, shopping, dining, and everyday conveniences, this home brings together comfortable living with a LOW HOA of only $100 a month. Come experience the natural light, thoughtful layout, and gathering spaces that make this home stand out. Schedule your private showing today!

Property details

MLS
Stellar MLS
MLS #
MFRO6451586
Property type
Single Family Residence
Subdivision
RESERVE AT PINE TREE
Status
Active
Days on market
1
On market date
October 22, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
CANOE CREEK K-8
0.88 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.07 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.03 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 107 fewer days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,978 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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$
/mo
Est. monthly payment
$3,041/mo
$96,000 down
$383,999 loan
Principal & interest$2,491
Property tax (est.)$400
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.