INNOVATE Real Estate
Single Family Residence at 405 2ND ST SW, RUSKIN
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$324,900

405 2ND ST SW
RUSKIN, FL 33570
Listed by Lee Ann Brodie · SIGNATURE REALTY ASSOCIATES
Bedrooms
3
Bathrooms
3
Living area
1,730 sqft
Year built
1963

About this home

Welcome to this well-maintained 3-bedroom, 3-bath home offering a blend of classic Florida charm and modern updates. Beautiful terrazzo flooring flows throughout much of the home, while the spacious Florida Room provides the perfect space to relax, entertain, or enjoy year-round sunshine. Major improvements provide peace of mind, including a new roof (2025), double-pane windows, Lexan hurricane shutters, and fresh exterior paint completed in 2024. The property also features a garage added in 2021 with Banko hurricane-rated garage doors, adding both convenience and storm protection. The kitchen has been updated with a new refrigerator (2022) and dishwasher (2024), and the water heater was replaced in 2023. Best of all, there are NO HOA or CDD fees, giving owners added flexibility and affordability. Ideally located just minutes south of a public boat ramp, this home offers easy access to boating, fishing, and Florida's outdoor lifestyle. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this move-in-ready property is a must-see. There is also a 30-amp external service to hook-up a motor home. At this price, don't miss out!!!

Property details

MLS
Stellar MLS
MLS #
MFRTB8559607
Property type
Single Family Residence
Subdivision
CAMPUS SHORES SUB
Status
Active
Days on market
N/A
On market date
October 22, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
RUSKIN ELEMENTARY SCHOOL
0.32 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
741
Student:teacher ratio
16.1:1
District
HILLSBOROUGH
Middle
SHIELDS MIDDLE SCHOOL
4.44 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,792
Student:teacher ratio
20.8:1
District
HILLSBOROUGH
High
LENNARD HIGH SCHOOL
2.01 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,259
Student:teacher ratio
22.1:1
District
HILLSBOROUGH

Walkability

Blended score for RUSKIN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

67
Walkable
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks4
Schools4
Transit stops9
Pharmacies3

Market position

How this listing compares to current activity in RUSKIN, from live MLS data.

On the market 0 days -- 104 fewer days than RUSKIN's current average of 104 days.
For reference, the median list price across 466 active listings in RUSKIN right now is $324,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,107/mo
$64,980 down
$259,920 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 8 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.