Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 2 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 3 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 4 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 5 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 6 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 7 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 8 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 9 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 10 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 11 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 12 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 13 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 14 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 15 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 16 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 17 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 18 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 19 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 20 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 21 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 22 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 23 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 24 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 25 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 26 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 27 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 28 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 29 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 30 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 31 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 32 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 33 of 42
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 34 of 42
community features - 3937 LAKE SHORE DR, PALM HARBOR
community features - 3937 LAKE SHORE DR, PALM HARBOR
community features - 3937 LAKE SHORE DR, PALM HARBOR
community features - 3937 LAKE SHORE DR, PALM HARBOR
community features - 3937 LAKE SHORE DR, PALM HARBOR
community features - 3937 LAKE SHORE DR, PALM HARBOR
community features - 3937 LAKE SHORE DR, PALM HARBOR
Single Family Residence at 3937 LAKE SHORE DR, PALM HARBOR, photo 42 of 42
42 photos

$499,900

3937 LAKE SHORE DR
PALM HARBOR, FL 34684
Listed by Jeffrey Borham, PA · EXP REALTY LLC
Bedrooms
3
Bathrooms
2.5
Living area
1,497 sqft
Year built
1996

About this home

Welcome to this beautiful three-bedroom, two-and-a-half-bathroom home in Palm Harbor, offering a peaceful lake view, no rear neighbors, and a spacious layout designed for comfortable Florida living! Notable features include an AC system installed approximately in 2020, a 2018 roof, and a newer water heater. From the inviting front porch to the relaxing outdoor living spaces, this home offers the perfect combination of comfort and convenience. Step inside to discover wood-look luxury vinyl plank flooring, ceramic tile in the kitchen, ceiling fans throughout, and vaulted ceilings that create a bright and airy atmosphere in the main living areas. The open floor plan features a spacious living room and dining room combination that flows seamlessly into the kitchen, making it ideal for everyday living and entertaining. The kitchen offers abundant cabinetry for storage, a stainless steel refrigerator, and a cozy breakfast nook perfect for casual dining. The desirable split-bedroom floor plan provides added privacy, with the spacious primary suite featuring vaulted ceilings, a walk-in closet, and a private en-suite bathroom complete with a dual-sink vanity, relaxing soaking tub, and separate walk-in shower. Two additional nicely sized bedrooms share an updated full bathroom featuring a newer stone-top vanity and glass-enclosed shower. One of the home's standout features is the inviting outdoor space, where you can relax and take in the beautiful lake views with no rear neighbors! A covered outdoor dining area leads to a spacious deck, creating the perfect setting for grilling, entertaining guests, enjoying your morning coffee, or simply unwinding while overlooking the peaceful surroundings. Residents also enjoy access to community amenities, including sports courts, a playground, and a dock, offering additional opportunities for recreation and enjoying the outdoors. Conveniently located in Palm Harbor, this home is just minutes from numerous dining options, shopping centers, local parks, and recreational activities, with Florida's stunning Gulf beaches only a short drive away. Schedule your showing today!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRTB8561877
Property type
Single Family Residence
Subdivision
LAKE ST GEORGE-UNIT 1
Status
Active
Days on market
1
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
1.47 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
LAKE ST. GEORGE ELEMENTARY SCHOOL
0.83 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
610
Student:teacher ratio
13.6:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
1.69 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
COUNTRYSIDE HIGH SCHOOL
2.9 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,751
Student:teacher ratio
21.6:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
7.0 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores4
Parks2
Schools5
Transit stops3
Pharmacies7

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 1 days -- 98 fewer days than PALM HARBOR's current average of 99 days.
For reference, the median list price across 796 active listings in PALM HARBOR right now is $329,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,160/mo
$99,980 down
$399,920 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.