Welcome to 3922 Cedar Hammock Trail - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Spacious Kitchen Area - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Large Living Space - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Primary En-Suite Bathroom - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Large, Fenced in Backyard - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Filled with Natural Light - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Beautiful lot size - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Larger lot size - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Side Facing Garage & Extended Driveway - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Welcome Entryway - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Large Living Area - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Open, Flexible Floor Plan - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Single Family Residence at 3922 CEDAR HAMMOCK TRL, ST CLOUD, photo 13 of 40
Formal Dining Area, Open to Kitchen - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Designed for entertaining - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Beautiful Kitchen with bar area - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Kitchen Open to Living Space - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Plenty of Cabinet Space - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Cooktop Stove, Oven Wall Unit - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Kitchen Closet Pantry - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Large Kitchen Nook - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Leading to backyard - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Primary Bedroom - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Large, Open Bedroom - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Shower & Bathroom Tub - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Primary, Walk-in Closet - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Bedroom 2 - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Bedroom 2, Built-In Closet - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Hallway Bathroom - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Bedroom 3 - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Bedroom 3, Built-In Closet - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Inside Laundry Room - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Covered Lanai - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Large Shade Tree, Fruit Tree - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Curb Appeal - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Single Family Residence at 3922 CEDAR HAMMOCK TRL, ST CLOUD, photo 36 of 40
Single Family Residence at 3922 CEDAR HAMMOCK TRL, ST CLOUD, photo 37 of 40
Stevens Plantation - 3922 CEDAR HAMMOCK TRL, ST CLOUD
Single Family Residence at 3922 CEDAR HAMMOCK TRL, ST CLOUD, photo 39 of 40
Single Family Residence at 3922 CEDAR HAMMOCK TRL, ST CLOUD, photo 40 of 40
40 photos

$360,000

3922 CEDAR HAMMOCK TRL
ST CLOUD, FL 34772
Listed by Carla Trine · MAINFRAME REAL ESTATE
Bedrooms
3
Bathrooms
2
Living area
1,895 sqft
Year built
2007

About this home

NOW $360,000! With a big backyard, room to spread out, and major updates already done, 3922 Cedar Hammock Trail in St. Cloud’s Stevens Plantation has plenty to love. Tropical landscaping sets the scene for this three-bedroom, two-bath home, while a newer roof, HVAC, and water heater add practical appeal. Inside, natural light fills spacious living and dining areas with the flexibility to create your favorite gathering spot, a cozy reading corner, or room for hosting. The kitchen keeps everyone connected with a breakfast bar, granite countertops, generous cabinet storage, a separate cooktop and wall oven, and a sunny breakfast nook. From weekday breakfasts to a house full of guests, there’s room for everyone. Start your morning with coffee on the covered lanai and end it with dinner on the paver patio. The large fenced backyard offers space for gardening, playing, and enjoying Florida afternoons beneath mature trees. When it’s time to unwind, the spacious primary suite features a walk-in closet, soaking tub, and separate shower. Two additional bedrooms, an indoor laundry room, a side-facing garage, and an extended driveway round out the home. Bring your style, settle in, and make it yours. Take a fresh look at this new price—schedule your private tour today!

Property details

MLS
Stellar MLS
MLS #
MFRO6417320
Property type
Single Family Residence
Subdivision
STEVENS PLANTATION
Status
Active
Days on market
113
On market date
June 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ST. CLOUD ELEMENTARY SCHOOL
0.88 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
806
Student:teacher ratio
14.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
2.08 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
1.46 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

41
Somewhat walkable
out of 100
EPA National Walkability Index
7.5 / 20 -- Below average walkable
Google Places amenity density
45 / 100
Restaurants & cafes8
Grocery stores1
Parks0
Schools3
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 113 days -- 5 more days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,968 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,318/mo
$72,000 down
$288,000 loan
Principal & interest$1,868
Property tax (est.)$300
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.