Welcome to Safety Harbor - 3120 SWAN LN, SAFETY HARBOR
Virtually staged living rm - 3120 SWAN LN, SAFETY HARBOR
Updated kitchen - 3120 SWAN LN, SAFETY HARBOR
Virtually staged family rm - 3120 SWAN LN, SAFETY HARBOR
Virtually staged primary BR - 3120 SWAN LN, SAFETY HARBOR
Virtually staged as a dining rm, this is family rm - 3120 SWAN LN, SAFETY HARBOR
Virtually staged BR 2 - 3120 SWAN LN, SAFETY HARBOR
Front entry - 3120 SWAN LN, SAFETY HARBOR
Covered front porch w/ slate tiles - 3120 SWAN LN, SAFETY HARBOR
Foyer has closet - 3120 SWAN LN, SAFETY HARBOR
Living rm - 3120 SWAN LN, SAFETY HARBOR
Living rm & dining rm - 3120 SWAN LN, SAFETY HARBOR
Living rm - 3120 SWAN LN, SAFETY HARBOR
Dining rm - 3120 SWAN LN, SAFETY HARBOR
Kitchen ft granite counters - 3120 SWAN LN, SAFETY HARBOR
Kitchen has pool views - 3120 SWAN LN, SAFETY HARBOR
Kitchen ft ss appliances - 3120 SWAN LN, SAFETY HARBOR
Custom coffee or wine area - 3120 SWAN LN, SAFETY HARBOR
Family rm & kitchen - 3120 SWAN LN, SAFETY HARBOR
Family rm ft fireplace - 3120 SWAN LN, SAFETY HARBOR
Family rm - 3120 SWAN LN, SAFETY HARBOR
Primary br - 3120 SWAN LN, SAFETY HARBOR
Primary BR direct access to pool - 3120 SWAN LN, SAFETY HARBOR
Primary en suite bath & closet - 3120 SWAN LN, SAFETY HARBOR
Primary en suite bath - 3120 SWAN LN, SAFETY HARBOR
Walk in shower & view to primary BR - 3120 SWAN LN, SAFETY HARBOR
Walk-in shower - 3120 SWAN LN, SAFETY HARBOR
BR 2 - 3120 SWAN LN, SAFETY HARBOR
BR 2 - 3120 SWAN LN, SAFETY HARBOR
BR 3 - 3120 SWAN LN, SAFETY HARBOR
BR 3 - 3120 SWAN LN, SAFETY HARBOR
Bath 2 w/ access to back yard - 3120 SWAN LN, SAFETY HARBOR
Laundry area - 3120 SWAN LN, SAFETY HARBOR
Large covered back patio - 3120 SWAN LN, SAFETY HARBOR
Back pool deck ft pavers - 3120 SWAN LN, SAFETY HARBOR
Plenty of room to relax - 3120 SWAN LN, SAFETY HARBOR
Plenty of room to entertain - 3120 SWAN LN, SAFETY HARBOR
Fully screened pool & patio - 3120 SWAN LN, SAFETY HARBOR
Pool is heated - 3120 SWAN LN, SAFETY HARBOR
Pool heater is newer - 3120 SWAN LN, SAFETY HARBOR
Newer epoxy floor & water heater - 3120 SWAN LN, SAFETY HARBOR
Fenced yard - 3120 SWAN LN, SAFETY HARBOR
Covered nook for reading or relaxing - 3120 SWAN LN, SAFETY HARBOR
Mature, tropical landscaping - 3120 SWAN LN, SAFETY HARBOR
Aerial view - 3120 SWAN LN, SAFETY HARBOR
Solar array is fully paid, resulting in big savings for buyer - 3120 SWAN LN, SAFETY HARBOR
View of home looking toward Old Tampa Bay - 3120 SWAN LN, SAFETY HARBOR
View looking east - 3120 SWAN LN, SAFETY HARBOR
View looking SE - 3120 SWAN LN, SAFETY HARBOR
No mandatory HOA here - 3120 SWAN LN, SAFETY HARBOR
50 photos

$560,000

3120 SWAN LN
SAFETY HARBOR, FL 34695
Listed by Jeff Wise · CHARLES RUTENBERG REALTY INC
Bedrooms
3
Bathrooms
2
Living area
1,652 sqft
Year built
1976

About this home

Virtually Staged. Nestled on a quiet street in Safety Harbor’s highly sought-after North Bay Hills subdivision, this pool home offers the ultimate Florida lifestyle. Enjoy unmatched monthly savings and hedge against rising utility costs with a fully paid-off solar panel system that conveys entirely free and clear, slashing your electric bills by an estimated $100-$150 every month! From the lush tropical landscaping and welcoming front porch, enter through the newer front door into the sizable living room to find a spacious split floor plan highlighted by an attractive accent wall and crown molding. The updated kitchen features granite countertops, a breakfast bar, stainless steel appliances and a dedicated coffee or wine bar area. Unwind in the family room by the electric fireplace, or open the sliding glass doors to seamlessly transition to your outdoor paradise. The primary suite boasts dual closets, a private en-suite with a walk-in shower and direct pool access. Outside, your oasis awaits- an expansive heated swimming pool with a screened enclosure, brick paver deck, spacious covered patio and a fully fenced backyard with plenty of space for entertaining or relaxing. The 2-car garage features a newer epoxy floor. This home is as cost-efficient as it is beautiful, offering updated replacement windows, hurricane shutters and the peace of mind of living in a non-evacuation zone and flood zone X. HOA fee is optional. Updates include a new water heater (2026), pool heater (2024), interior paint (2023) and roof (2014). Live the golf-cart-friendly Safety Harbor lifestyle! You are just a short distance from stunning bayside Philippe Park and minutes from vibrant Main Street’s downtown shops, marina, world-class dining and popular festivals. Centrally located near two international airports, award-winning beaches and the vibrant cities of Tampa, St. Petersburg and Clearwater. Don't miss this opportunity!

Highlights

Private poolFireplace

Property details

MLS
Stellar MLS
MLS #
MFRTB8560657
Property type
Single Family Residence
Subdivision
NORTH BAY HILLS
Status
Active
Days on market
N/A
On market date
October 23, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
LEILA DAVIS ELEMENTARY SCHOOL
1.18 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
683
Student:teacher ratio
13.7:1
District
PINELLAS
Middle
CHI CHI RODRIQUEZ ACADEMY
1.05 mi away · Grades 4-8
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
70
District
PINELLAS
High
COUNTRYSIDE HIGH SCHOOL
0.82 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,751
Student:teacher ratio
21.6:1
District
PINELLAS

Walkability

Blended score for SAFETY HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
12.0 / 20 -- Above average walkable
Google Places amenity density
85 / 100
Restaurants & cafes20
Grocery stores1
Parks3
Schools10
Transit stops20
Pharmacies3

Market position

How this listing compares to current activity in SAFETY HARBOR, from live MLS data.

On the market 0 days -- 185 fewer days than SAFETY HARBOR's current average of 185 days.
For reference, the median list price across 141 active listings in SAFETY HARBOR right now is $499,000.

Mortgage calculator

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Est. monthly payment
$3,522/mo
$112,000 down
$448,000 loan
Principal & interest$2,906
Property tax (est.)$467
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 21 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.