$1,250,000
About this home
Experience the perfect blend of waterfront luxury & income potential in this unique Key West Inspired luxury custom home. The primary residence boasts 2BD/2BA, & features open-concept living w/ sun-drenched windows, hardwood floors & 10-foot ceilings. A 2-sided see-through gas fireplace anchors the main living space, offering warmth & elegance, a large chef’s dream kitchen w/ plenty of storage, granite countertops, KraftMaid cabinetry, double ovens, soft-close drawers & doors. Finish your day of boating & fishing w/ a therapeutic bath in the oversized jetted tub paired w/ a fireplace. The Primary en-suite features an oversized walk-in shower, heated towel rack, & custom vanities. Please see Features & Benefits sheet under the documents page. Versatile Second Unit: On the lower level, a separate, fully contained & equipped, 1BD/1BA apartment w/ its own luxury kitchen w/ premium cabinetry & quartz countertops, full bathroom & a large bedroom. The private entrance makes this a perfect space for extended family, extra rental income or even a home office. Carefully designed & impeccably constructed, this residence exudes sophistication, strength, & style. 3,006 sqft of living space, plus 536 sqft of unfinished a/c attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced & concrete-filled for unmatched durability, energy efficiency, & peace of mind. Property Highlights: • Solid ICF (Insulated Concrete Form) construction with steel-reinforced, concrete-filled walls • One owner; original blueprints available • Versatile lower-level second unit with 1 bedroom and 1 bathroom • 8-foot solid wood and steel interior doors • ¾-inch rich cherry hardwood flooring • Granite countertops in the main kitchen • Soft-close cabinetry in both kitchens • Tall 8-inch baseboards & custom wood crown molding • Bullnose drywall corners • Abundant natural light • Elevator shaft (currently dual pantries), pre-plumbed & ready for an 8-foot elevator • Climate-controlled hurricane/panic room for safety & secure storage • Climate-controlled attic space (approx. 11' x 40') • Climate-controlled garage/workshop • Boat shed on dock plus large dockside storage shed • Additional plastic garden shed Outdoor living is equally captivating. Enjoy your morning coffee on the wraparound porch w/ water views of spring-fed Lake Saranac, the St. Johns River, & the neighborhood Harbor, while listening to the tranquil sounds of the waterfall. Depart from your private dock,w/ a 12,000-lb elevator boat lift & enjoy endless days of fishing the St. Johns River, hanging out at the sandbars or a day of swimming in the clear waters of Salt Springs & Silver Glen. The Seller is open to sell the additional waterfront lot across Gibbs Road, offering a rare opportunity to expand your waterfront lifestyle or investment potential. The lot fronts spring-fed Lake Saranac, which flows directly into the St. Johns River. The parcel measures approximately 154’ x 57’ with approximately 45 feet of frontage on Lake Saranac, making it ideal for a separate residence for in-laws or extended family, a guest cottage, or an additional income-producing home, subject to applicable zoning and permitting. Nestled w/in a desirable, quiet waterfront neighborhood, w/ newly paved roads, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort. It is a rare opportunity to own a home built for a lifetime.
Highlights
Property details
- MLS
- Stellar MLS
- MLS #
- MFRFC313517
- Property type
- Single Family Residence
- Subdivision
- SARATOGA HARBOR ESTS
- Status
- Active
- Days on market
- 168
- On market date
- October 18, 2025
- Stories
- N/A
- Total bathrooms
- 3
- Garage spaces
- 1
- Parking spaces
- N/A
- Lot size
- 0.36 acres
Location
Get directions →Nearby schools
Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.
- Enrollment
- 723
- Student:teacher ratio
- 17.2:1
- District
- PUTNAM
- Enrollment
- 173
- Student:teacher ratio
- 21.6:1
- District
- PUTNAM
- Enrollment
- 1,661
- Student:teacher ratio
- 21.9:1
- District
- PUTNAM
Walkability
Blended score for SATSUMA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).
Market position
How this listing compares to current activity in SATSUMA, from live MLS data.
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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated April 4, 2026.
Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.