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98 photos

$1,429,000

20924 NE 132ND AVE
WALDO, FL 32694
Listed by John Laxson · FLORIDA HOMES REALTY & MORTGAGE
Bedrooms
5
Bathrooms
4
Living area
3,502 sqft
Year built
2000

About this home

LAKEFRONT LUXURY! Magnificent Little Lake Santa Fe estate on 2.25 acres with 450 feet of waterfront on one of Florida’s most exquisite spring fed lakes. Your chance to own one of the most desirable Santa Fe properties on Martin’s Island with immediate ROI potential. The pictures tell the story. Incredible 5 bedroom, 4 bathroom, 4550 square foot home located on a private gated property. Beautifully crafted French doors invite the stunning panoramic waterfront views from this home into all living areas. The custom kitchen features premium cabinets, large island, tile countertops and stainless-steel appliances including a gas range with hood and separate oven. Skylights illuminate throughout. Entertain or relax by the gas fireplace in the huge living room with built in shelving, vaulted ceilings, recessed lighting, wet bar and tile floors. The master suite boasts large walk-in closets and waterfront views. Outdoor entertaining is luxurious with a 660 sq. ft. Spanish tiled screened porch spanning the length of house. Immediate ROI rental potential as Lake Santa Fe is a vacationers paradise. This property offers an attached apartment / in -law suite with 2 bedrooms or 1 bedroom/living room and bath in addition to a separate 540 sq. ft. 1- bedroom cottage with bath and kitchenette. Majestic oaks, citrus, palm and fig trees grace the landscape. Enjoy fishing, boating, and watersports on 5800 acre Lake Santa Fe. Survey available. New roof installed in 2020 and HVAC in 2017. Your paradise is waiting.

Highlights

WaterfrontFireplace

Property details

MLS
Stellar MLS
MLS #
MFRGC542127
Property type
Single Family Residence
Subdivision
MARTINS ISLAND
Status
Active
Days on market
1
On market date
August 11, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
1
Parking spaces
N/A
Lot size
2.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
KEYSTONE HEIGHTS ELEMENTARY
3.82 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
775
Student:teacher ratio
12.5:1
District
CLAY
Middle
None found nearby
High
KEYSTONE HEIGHTS JUNIOR/SENIOR HIGH
3.54 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,236
Student:teacher ratio
18.4:1
District
CLAY

Walkability

Blended score for WALDO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

15
Very car-dependent
out of 100
EPA National Walkability Index
3.0 / 20 -- Least walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$8,756/mo
$285,800 down
$1,143,200 loan
Principal & interest$7,415
Property tax (est.)$1,191
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 12, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.