Single Family Residence at 2049 ELDORADO CT, ST CLOUD
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Virtually Staged - 2049 ELDORADO CT, ST CLOUD
Virtually Staged - 2049 ELDORADO CT, ST CLOUD
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Virtually Staged - 2049 ELDORADO CT, ST CLOUD
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Virtually Staged - 2049 ELDORADO CT, ST CLOUD
Virtually Staged - 2049 ELDORADO CT, ST CLOUD
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31 photos

$596,000

2049 ELDORADO CT
ST CLOUD, FL 34771
Listed by Abby Nelson · RE/MAX 200 REALTY
Bedrooms
3
Bathrooms
2.5
Living area
1,918 sqft
Year built
2021

About this home

Virtually Staged. Auction Property. Short Sale. **AUCTION THROUGH HUBZU**Discover peaceful country living on more than 2 acres in the desirable Bay Lake Ranch community of St. Cloud. Built in 2021, this custom single-story home sits on a high, dry, fully fenced parcel that backs directly to conservation, offering privacy, wooded views, and plenty of open space with no HOA restrictions—ideal for those wanting room for horses, outdoor hobbies, or future additions. A long paver driveway leads to the inviting covered front porch, while a screened lanai provides a quiet place to enjoy the natural surroundings. Inside, the home features an open layout with vaulted ceilings and a beautifully designed kitchen complete with a large center island, granite countertops, soft-close cabinetry, and stainless steel appliances. The split floor plan places the spacious primary suite on one side of the home, offering a walk-in closet and a modern en-suite bath with dual sinks and a custom-tiled walk-in shower. Two guest bedrooms share a Jack-and-Jill bathroom, and an additional half bath adds convenience for visitors. A versatile flex room—filled with natural light—opens to the lanai and can serve as a family room, office, playroom, or game room. Additional features include luxury vinyl plank flooring throughout the main areas, double-pane impact windows, an upgraded water softener system (2024), a well-appointed laundry room with storage and a recently serviced septic system. Located just minutes from US-192, Lake Nona, East Lake Toho, and Downtown St. Cloud, this property delivers quiet rural living with easy access to shops, dining, and major attractions. A rare opportunity to enjoy acreage, privacy, and a newer custom home—all in one exceptional setting.

Property details

MLS
Stellar MLS
MLS #
MFRO6362438
Property type
Single Family Residence
Subdivision
BAY LAKE RANCH UNIT 1
Status
Active
Days on market
198
On market date
November 21, 2025
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
2.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
3.3 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
4.53 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
4.21 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 198 days -- 90 more days than ST CLOUD's current average of 108 days.
For reference, the median list price across 1,977 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,739/mo
$119,200 down
$476,800 loan
Principal & interest$3,093
Property tax (est.)$497
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.