Multi Family at 164 Pine St, Holyoke MA 01040
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$499,900

164 Pine St, Holyoke MA 01040
Holyoke, MA 01040
Listed by The Generation Group
Bedrooms
5
Bathrooms
4
Living area
2,155 sqft
Year built
2024

About this home

An incredible investment opportunity in Holyoke! Completely rebuilt from the foundation up, this impressive two-family offers modern finishes, generous living space, and incredible versatility throughout. Both units are filled with natural light and feature beautiful kitchens with oversized islands, abundant prep space, and plenty of room to gather. Mini-split systems provide efficient heating and cooling, while thoughtful updates and attractive finishes can be found throughout. The spacious second unit spans both the second and third floors, offering a unique multi-level layout. The first-floor unit offers additional possibilities, including a designated closet area designed to accommodate a potential future staircase connecting to the finished basement, subject to necessary approvals. The basement features additional finished rooms, a bathroom, and two means of egress, providing flexible space for a variety of uses. Outside, enjoy a large deck and outdoor space perfect for relaxing or entertaining. Whether you’re looking to expand your investment portfolio or explore the possibilities of owner occupancy, this beautifully updated property is one you won’t want to miss!

Highlights

Fireplace

Property details

MLS
MLS Property Information Network
MLS #
73596950
Property type
Multi Family
Subdivision
N/A
Status
Active
Days on market
1
On market date
October 30, 2026
Stories
3
Total bathrooms
4
Garage spaces
N/A
Parking spaces
4
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
H.B. Lawrence School
0.32 mi away · Grades -1-3
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
186
Student:teacher ratio
10.3:1
District
Holyoke
Middle
Veritas Prep Holyoke
0.94 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
417
Student:teacher ratio
8.9:1
District
Holyoke
High
Holyoke High
0.72 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,508
Student:teacher ratio
11.4:1
District
Holyoke

Walkability

Blended score for Holyoke's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

89
Highly walkable
out of 100
EPA National Walkability Index
16.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores16
Parks20
Schools20
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in Holyoke, from live MLS data.

On the market 1 days -- 178 fewer days than Holyoke's current average of 179 days.
For reference, the median list price across 222 active listings in Holyoke right now is $279,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,160/mo
$99,980 down
$399,920 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.