Single Family Residence at 123 W Third Street, Ocean Isle Beach, NC 28469
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$1,075,000

123 W Third Street, Ocean Isle Beach, NC 28469
Ocean Isle Beach, NC 28469
Listed by Frances Warner Real Estate Group · Coldwell Banker Sea Coast Advantage
Bedrooms
4
Bathrooms
2.5
Living area
2,056 sqft
Year built
2017

About this home

Welcome to this beautifully decorated home with a relaxed coastal flair located on the quiet west end of Ocean Isle Beach. Adding peace of mind, the property is located in one of the rare blocks on Ocean Isle Beach considered not in a Special Flood Hazard Area (but instead is located in Zone X) one of the highest elevations on the island! This means you do NOT have to have flood insurance! This home offers an exceptional combination of comfort, style, outdoor living, and resort amenities. Step inside into the large, welcoming foyer and you'll immediately appreciate the thoughtful details throughout, including plantation shutters, decorative fans and light fixtures, and durable LVP flooring. The spacious first floor features an open-concept living room, kitchen, and dining area, creating an inviting space for family gatherings and entertaining. A versatile additional room can be used as a bedroom, den, or home office, and a convenient half bath completes the first level. The well-appointed kitchen features granite countertops, stainless steel appliances, a center island, and abundant cabinet storage. Just off the kitchen, the dining area provides an ideal setting for casual meals or dinner with guests. The adjoining living room offers built-in bookshelves, plenty of space for entertaining, and direct access to a deck overlooking the beautifully landscaped and fenced backyard. Both the first and second floor decks overlook the fenced yard, complete with a unique putting green for hours of fun and practice. A front deck offers beautiful views of the Ocean Isle Beach bridge, the Sound, and the Intracoastal Waterway. Colorful landscaping surrounds the home, adding to its inviting coastal character. Upstairs you'll find three additional bedrooms, including an expansive primary suite with its own private deck. The spacious primary bath features a jetted tub and shower with tile surround, and a large walk-in tiled shower equipped with dual shower heads. Two additional bedrooms and a full bathroom provide plenty of space for family and guests. The home is two blocks from a beach access and two blocks west of the Causeway, restaurants, and OIB Park. After a day at the beach--or a round of practice on the putting green--rinse off in the outdoor shower and then relax on the covered patio while enjoying the outdoor TV. This home has never been rented and is being sold furnished, with only minor exclusions, making it an especially attractive opportunity for those looking for a move-in-ready beach retreat. As a property owner in The Resort at OIB, you'll enjoy access to an impressive collection of amenities, including a private oceanfront pool, beach access, clubhouse, crabbing dock and golf cart parking. With its coastal charm, spacious layout, exceptional outdoor spaces, waterway views, private putting green, and resort amenities, this Ocean Isle Beach home offers the perfect setting for enjoying everything the North Carolina coast has to offer. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. The people in the pictures were AI generated

Property details

MLS
Hive MLS
MLS #
100597765
Property type
Single Family Residence
Subdivision
The Resort at OIB
Status
Active
Days on market
58
On market date
August 28, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Union Elementary
5.02 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
539
Student:teacher ratio
15.0:1
District
Brunswick County Schools
Middle
Shallotte Middle
6.22 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
674
Student:teacher ratio
17.3:1
District
Brunswick County Schools
High
Brunswick County Early College
16.03 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
365
Student:teacher ratio
33.2:1
District
Brunswick County Schools

Walkability

Blended score for Ocean Isle Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
30 / 100
Restaurants & cafes2
Grocery stores2
Parks6
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,624/mo
$215,000 down
$860,000 loan
Principal & interest$5,578
Property tax (est.)$896
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.