Functional kitchen layout offers generous workspace, storage and an easy connection to the main living area. - 190 E Second Street, Ocean Isle Beach, NC 28469, Ocean Isle Beach
Updated full bathroom featuring a tiled walk-in shower, spacious vanity and coastal finishes. - 190 E Second Street, Ocean Isle Beach, NC 28469, Ocean Isle Beach
French doors bring natural light into this inviting bedroom and connect seamlessly to outdoor living. - 190 E Second Street, Ocean Isle Beach, NC 28469, Ocean Isle Beach
3 photos

$989,500

190 E Second Street, Ocean Isle Beach, NC 28469
Ocean Isle Beach, NC 28469
Listed by The Cheek Team · The Cheek Team
Bedrooms
4
Bathrooms
2
Living area
1,700 sqft
Year built
1985

About this home

Welcome to your own slice of island life at 190 E Second Street in Ocean Isle Beach, NC, ideally located just one block from beach access. Spend your mornings by the ocean, take in ocean views from the back decks, and come home for an afternoon beside your private backyard pool. This 4-bedroom, 2-bath coastal home combines an inviting OIB setting with multiple outdoor living spaces, a fenced backyard and a long list of improvements that make it ready to enjoy. Designed for the laid-back coastal lifestyle, the home offers a covered front porch plus multiple decks for relaxing in the ocean air. Out back, the private pool creates your own outdoor retreat, surrounded by a 5-foot vinyl privacy fence and complemented by an oversized outdoor shower with a dressing area--the perfect setup after a day on the sand or in the pool. The decks were reinforced and painted in 2025, with an additional slip-resistant silica finish added in 2026, and the pool received a new pump in 2026. Inside, the four-bedroom layout provides plenty of room for family and guests. Updates over the years include renovated bathrooms, granite in the kitchen with an updated backsplash, engineered hardwood flooring, replacement windows, French doors with retractable screens, and updated HVAC equipment. More recent improvements include a new water heater and water filtration system, exterior lighting, and extensive exterior maintenance including new Hardie Board siding. Elevated coastal construction provides generous space underneath the home for parking and storage, while the established landscaping and classic blue-and-white exterior give the property plenty of Ocean Isle Beach charm. With no HOA, this property offers flexibility whether you're searching for a primary residence, second home, or investment property. Located on the east side of Ocean Isle Beach, 190 E Second Street puts the island lifestyle right outside your door. Spend the morning at the beach, come home for a swim, rinse off in the outdoor shower and unwind on the porch as the day winds down. A transferable termite bond provides an added benefit for the next owner, while furniture and the golf cart are negotiable, offering the opportunity to make the transition to beach life even easier. 190 E Second Street isn't just a place near the beach, it's a home built for enjoying everything that makes Ocean Isle Beach living special.

Highlights

Private pool

Property details

MLS #
100604548
Property type
Single Family Residence
Subdivision
Not In Subdivision
Status
Active
Days on market
20
On market date
September 24, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
6
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Union Elementary
5.11 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
539
Student:teacher ratio
15.0:1
District
Brunswick County Schools
Middle
Shallotte Middle
5.37 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
674
Student:teacher ratio
17.3:1
District
Brunswick County Schools
High
Brunswick County Early College
14.85 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
365
Student:teacher ratio
33.2:1
District
Brunswick County Schools

Walkability

Blended score for Ocean Isle Beach's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks13
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$6,109/mo
$197,900 down
$791,600 loan
Principal & interest$5,134
Property tax (est.)$825
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.