INNOVATE Real Estate
Single Family Residence at 21 South River St., Haverhill MA 01835, Haverhill
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42 photos

$519,900

21 South River St., Haverhill MA 01835
Haverhill, MA 01835
Listed by Lisa Fenlon-Major
Bedrooms
2
Bathrooms
2
Living area
952 sqft
Year built
1852

About this home

Waterfront living doesn’t get much more charming than this! Enjoy your morning coffee overlooking the Merrimack River, or end the day by the firepit listening to the water and watching the moon. This cozy Old-Style home sits on a large front-to-back lot with a fenced yard, storage shed, and river access.The owners have taken care of the big-ticket updates, including the roof, pellet stove, ductless heating and A/C, first-floor bathroom, kitchen, and hot water system. The kitchen was just updated in July 2026 with new cabinets, countertops, and flooring, and the first-floor bath was refreshed in 2025. The Primary bedroom with jacuzzi shower in full bath overlooks the amazing water views. Easy to convert back to a second bedroom on the second floor. The solar panels are owned and minimize the electricity bill. Conveniently located in Bradford, close to the Bradford Diner, Farmers Market, Ari’s Pizza & Subs, the Haverhill Yacht Club, and the Bradford Rail Trail—all just minutes away. Perfect as a first home, condo alternative, and for anyone looking for a waterfront property with character and room to make it their own.

Highlights

WaterfrontView

Property details

MLS #
73569686
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
40
On market date
August 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
4
Lot size
0.12 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Golden Hill
0.68 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
489
Student:teacher ratio
11.9:1
District
Haverhill
Middle
Dr Paul Nettle
0.57 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
584
Student:teacher ratio
11.9:1
District
Haverhill
High
Greenleaf Academy
0.45 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
28
Student:teacher ratio
4.0:1
District
Haverhill

Walkability

Blended score for Haverhill's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

92
Highly walkable
out of 100
EPA National Walkability Index
17.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores8
Parks19
Schools20
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in Haverhill, from live MLS data.

On the market 40 days -- 44 fewer days than Haverhill's current average of 84 days.
For reference, the median list price across 395 active listings in Haverhill right now is $519,900.

Mortgage calculator

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Est. monthly payment
$3,281/mo
$103,980 down
$415,920 loan
Principal & interest$2,698
Property tax (est.)$433
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 15 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.