Front exterior - 7660 BENT TREE LOOP, ST CLOUD
Entry foyer - 7660 BENT TREE LOOP, ST CLOUD
Kitchen, dining and foyer - 7660 BENT TREE LOOP, ST CLOUD
Living and dining room - virtually staged - 7660 BENT TREE LOOP, ST CLOUD
Dining and living room - 7660 BENT TREE LOOP, ST CLOUD
Living room - 7660 BENT TREE LOOP, ST CLOUD
Kitchen - 7660 BENT TREE LOOP, ST CLOUD
Primary bedroom - 7660 BENT TREE LOOP, ST CLOUD
Primary bathroom and walk-in closet - 7660 BENT TREE LOOP, ST CLOUD
Bedroom - 7660 BENT TREE LOOP, ST CLOUD
Bathroom - 7660 BENT TREE LOOP, ST CLOUD
Rear exterior and covered porch - 7660 BENT TREE LOOP, ST CLOUD
Community pool and cabana - 7660 BENT TREE LOOP, ST CLOUD
Community pool - 7660 BENT TREE LOOP, ST CLOUD
Pool deck - 7660 BENT TREE LOOP, ST CLOUD
Community dog park - 7660 BENT TREE LOOP, ST CLOUD
Dog park and amenity center - 7660 BENT TREE LOOP, ST CLOUD
Floor plan - 7660 BENT TREE LOOP, ST CLOUD
18 photos

$387,900

7660 BENT TREE LOOP
ST CLOUD, FL 34773
Listed by Juan Torres Gil
Bedrooms
4
Bathrooms
3
Living area
2,200 sqft
Year built
2026

About this home

Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000 + $15,000 FLEX CASH! Picture a fresh start with room to spread out, gather and recharge. At 7660 Bent Tree Loop in Harmony Central, the Adams Homes 2200A plan offers 2,200 square feet of living space, 4 bedrooms, 3 full bathrooms and a 2-car attached garage. From a relaxed breakfast to an evening gathering, the connected kitchen and living spaces create a welcoming setting for everyday moments. Four bedrooms provide flexibility for guests, a home office or hobbies, while three full bathrooms add convenience. The single-story layout brings your living spaces together, with a primary suite that provides a comfortable retreat at the end of the day. Now offered at $387,900, this completed new-construction home combines the comfort of a fresh start with meaningful purchase incentives. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $45,000 price reduction reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Promotional appliances are received after closing and ordered after clear to close unless a $5,000 nonrefundable deposit is received. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

Highlights

New construction

Property details

MLS
Stellar MLS
MLS #
MFRO6450739
Property type
Single Family Residence
Subdivision
HARMONY CENTRAL PH 2
Status
Active
Days on market
N/A
On market date
October 18, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HARMONY COMMUNITY SCHOOL
1.46 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.09 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1.04 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 109 fewer days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,927 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,486/mo
$77,580 down
$310,320 loan
Principal & interest$2,013
Property tax (est.)$323
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 21 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.