Single Family Residence at 10418 SW 92ND PLACE RD, OCALA
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$399,900

10418 SW 92ND PLACE RD
OCALA, FL 34481
Listed by Amber Milko · ON TOP OF THE WORLD REAL EST
Bedrooms
2
Bathrooms
2
Living area
1,651 sqft
Year built
2021

About this home

PRIVACY, EXTENSIVE UPGRADES & EXCEPTIONAL LIVING! Tucked away on a private homesite in the gated Long Leaf Ridge neighborhood of On Top of the World, this beautifully enhanced Livingston model blends refined finishes, thoughtful improvements, and inviting indoor-outdoor living. Featuring 2 bedrooms, 2 bathrooms, and a versatile flex room, this home offers over $80,000 in upgrades designed to elevate everyday comfort and style. The kitchen is both beautiful and functional, featuring quartz countertops, a cabinetry-wrapped center island, built-in oven and microwave, cooktop, stainless steel appliances, and a coordinating tile backsplash. Soft-close and soft-open cabinetry, along with lighting above and below the cabinets, adds an elegant finishing touch. Luxury vinyl plank flooring and crown molding enhance the home's polished interior. The open living area flows through a three-panel sliding glass door to a screened lanai with three ceiling fans, creating a welcoming space to relax and enjoy the Florida lifestyle. Beyond the lanai, an expansive paver patio offers generous room for entertaining, outdoor dining, and relaxing. Approximately 13' x 30' of the patio is covered and features two ceiling fans. The surrounding yard is beautifully landscaped with curbed planting beds and decorative stone, while the private backdrop offers no homes directly behind you! The primary suite provides a comfortable retreat with a walk-in closet featuring custom built-ins and an ensuite bathroom with a tiled, glass-enclosed walk-in shower. A hot water loop provides the convenience of quicker hot water delivery. The flex room features custom built-ins and a sliding door, creating a versatile space that can effortlessly transition from a stylish home office to a comfortable third bedroom with the built-ins serving as closet space. Additional features include a well-appointed laundry room with upper and lower cabinetry and a utility sink, plus a new washer and dryer (2025). A solar tube brings additional natural light into the home, while gutters, custom window treatments, and a transferable home warranty add further value. The spacious 2.5-car garage features a motorized screen, ceiling fan, and overhead storage for added convenience. Ideally located within walking distance of The Summit and The Arbors! With extensive upgrades, generous outdoor living space, and a private setting in Long Leaf Ridge, this Livingston model offers an appealing blend of comfort, convenience, and Florida living. Located in On Top of the World's premier 55+ active adult community, residents enjoy an impressive selection of amenities, abundant social opportunities, and convenient golf-cart access to nearby shopping, dining, and everyday essentials.

Property details

MLS
Stellar MLS
MLS #
MFROM734180
Property type
Single Family Residence
Subdivision
ON TOP OF THE WORLD
Status
Active
Days on market
N/A
On market date
October 16, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HAMMETT BOWEN JR. ELEMENTARY SCHOOL
5.9 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
808
Student:teacher ratio
16.8:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
5.69 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
5.27 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 0 days -- 100 fewer days than OCALA's current average of 100 days.
For reference, the median list price across 5,066 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,558/mo
$79,980 down
$319,920 loan
Principal & interest$2,075
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.