Single Family Residence at 1646 COD ST, ST CLOUD
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50 photos

$245,000

1646 COD ST
ST CLOUD, FL 34771
Listed by TIE TEAM REALTY LLC
Bedrooms
3
Bathrooms
2
Living area
935 sqft
Year built
1958

About this home

Charming 3-bedroom, 2-bath home in St. Cloud! This property features fresh interior paint, new carpeting, and granite countertops. The roof was replaced in 2019. Enjoy the fully fenced backyard with a 12-foot gate, Two storage sheds provide additional storage, including one equipped with electricity. Conveniently located just minutes from a public boat ramp with access to the Alligator Chain of Lakes, this home offers a great opportunity to enjoy the best of Florida living!

Property details

MLS
Stellar MLS
MLS #
MFRS5159532
Property type
Single Family Residence
Subdivision
PINE GROVE PARK
Status
Active
Days on market
N/A
On market date
October 16, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.11 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
MATER ACADEMY AT ST CLOUD
2.96 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
5.48 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
5.19 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 109 fewer days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,916 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,625/mo
$49,000 down
$196,000 loan
Principal & interest$1,271
Property tax (est.)$204
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 15 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.