Single Family Residence at 3800 CHAPLAIN RD, ST CLOUD
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$455,000

3800 CHAPLAIN RD
ST CLOUD, FL 34772
Listed by Chris Woeste · TIE TEAM REALTY LLC
Bedrooms
3
Bathrooms
2
Living area
1,500 sqft
Year built
1985

About this home

Space, Privacy & Possibility in St. Cloud, Florida! Discover the appeal of peaceful, private living on this 3-bedroom, 2-bath home situated on a full acre in St. Cloud, Florida! Offering approximately 1,500 square feet of living space, this well-maintained property features a desirable corner lot, a private setting, and the freedom of NO HOA. Tucked away on a dead-end road, this property offers a welcome sense of privacy and room to enjoy the possibilities that come with owning an acre of land. With well and septic already in place, you can embrace a more relaxed lifestyle with space to make your own. Conveniently located less than an hour from Florida's beaches and Orlando International Airport (MCO), this property offers an appealing balance of peaceful surroundings and access to travel and coastal destinations. Whether you're looking for a place to call home or simply seeking more space and freedom, this inviting property is ready for its next chapter. Come discover the space, privacy, and possibilities waiting for you in St. Cloud!

Property details

MLS
Stellar MLS
MLS #
MFRS5159487
Property type
Single Family Residence
Subdivision
S L & I C
Status
Active
Days on market
1
On market date
October 15, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.09 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HICKORY TREE ELEMENTARY SCHOOL
4.21 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
16.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
4.03 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
4.07 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
3.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 108 fewer days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,916 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,890/mo
$91,000 down
$364,000 loan
Principal & interest$2,361
Property tax (est.)$379
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.