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$545,000

520 SANDY HOOK RD

PALM HARBOR, FL 34683

Listed by Stacey Ward · KELLER WILLIAMS REALTY- PALM HARBOR

Bedrooms

Bathrooms

Living area

1,976 sqft

Year built

1977

About this home

Welcome to 520 Sandy Hook Road, located in the highly desirable WESTLAKE VILLAGE community in the heart of Palm Harbor! This spacious 3 bedroom, 2 bathroom POOL HOME offers 1,976 square feet of living space, a 2-car garage, an oversized lot, and the perfect combination of comfort, convenience, and Florida living. Situated in FLOOD ZONE X with an approximate ELEVATION OF 60 FEET, this home offers an appealing location in one of Palm Harbor's most established neighborhoods. Major updates include ROOF (2020), WINDOWS AND DOORS (2019), WATER HEATER (2020), and POOL PUMP (2021) Inside, you'll find a spacious split-bedroom floor plan with TILE FLOORING throughout the main living areas, providing both style and easy maintenance. The primary suite features an ensuite bathroom and sliding glass doors leading directly to the screened lanai. The comfortable living spaces offer a functional layout for everyday living and entertaining. Step outside and enjoy your own private Florida retreat, complete with a SCREENED-IN POOL, spacious lanai, and fully FENCED backyard. Whether enjoying your morning coffee, relaxing poolside, or hosting gatherings, this outdoor space is designed to make the most of Florida's beautiful weather. Westlake Village is a GOLF CART-FRIENDLY COMMUNITY known for its beautiful tree-lined streets, mature landscaping, and exceptional amenities. Residents can enjoy PICKLEBALL, TENNIS, BASKETBALL, VOLLEYBALL, A COMMUNITY SWIMMING POOL, CLUBHOUSE, PLAYGROUND, AND SCENIC WALKING TRAILS. The neighborhood is close to the PINELLAS TRAIL, perfect for walking, jogging, and biking. Location is everything, and this home delivers! Conveniently situated near downtown Palm Harbor, charming downtown Dunedin, local restaurants, shopping, marinas, and waterfront activities, you'll have endless opportunities to enjoy the Florida lifestyle. Beautiful HONEYMOON ISLAND STATE PARK, nearby Gulf beaches, and Tampa International Airport are all within convenient reach. The home is also currently zoned for SUTHERLAND ELEMENTARY, PALM HARBOR MIDDLE SCHOOL, AND PALM HARBOR UNIVERSITY HIGH SCHOOL. With its desirable FLOOD ZONE X location, significant updates, private pool, and access to outstanding neighborhood amenities, this Westlake Village home offers an incredible opportunity to enjoy everything Palm Harbor has to offer. Schedule your private showing today!

Highlights

Private pool

Property details

MLS #: MFRTB8556920
Property type: Single Family Residence
Subdivision: WESTLAKE VILLAGE
Status: Active
Days on market: 1
On market date: October 10, 2026
Stories: N/A
Total bathrooms: 2
Garage spaces: N/A
Parking spaces: N/A
Lot size: 0.27 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary

ELISA NELSON ELEMENTARY

0.93 mi away · Grades 1-5

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 410
Student:teacher ratio: 14.1:1
District: PINELLAS

Middle

PALM HARBOR MIDDLE SCHOOL

1.18 mi away · Grades 6-8

Nearest school -- attendance-zone data not available here

2.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 1,127
Student:teacher ratio: 19.4:1
District: PINELLAS

High

PALM HARBOR UNIVERSITY HIGH

0.45 mi away · Grades 9-12

Nearest school -- attendance-zone data not available here

1.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 2,480
Student:teacher ratio: 22.1:1
District: PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

Somewhat walkable

out of 100

EPA National Walkability Index

7.8 / 20 -- Below average walkable

Google Places amenity density

65 / 100

Restaurants & cafes20

Grocery stores0

Parks1

Schools13

Transit stops20

Pharmacies1

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 1 days -- 96 fewer days than PALM HARBOR's current average of 97 days.

For reference, the median list price across 743 active listings in PALM HARBOR right now is $319,800.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

Property tax

% / yr

Home insurance

/mo

Est. monthly payment

$3,432/mo

$109,000 down

$436,000 loan

Principal & interest$2,828

Property tax (est.)$454

Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.