Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 2 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 3 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 4 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 5 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 6 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 7 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 8 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 9 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 10 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 11 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 12 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 13 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 14 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 15 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 16 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 17 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 18 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 19 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 20 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 21 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 22 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 23 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 24 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 25 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 26 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 27 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 28 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 29 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 30 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 31 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 32 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 33 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 34 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 35 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 36 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 37 of 38
Single Family Residence at 4897 HARBOR WOODS DR, PALM HARBOR, photo 38 of 38
38 photos

$575,000

4897 HARBOR WOODS DR
PALM HARBOR, FL 34683
Listed by Catherine Bostian · KELLER WILLIAMS ST PETE REALTY
Bedrooms
4
Bathrooms
3
Living area
1,924 sqft
Year built
1989

About this home

Welcome to your turnkey oasis on the Palm Harbor and Tarpon Springs border! Nestled within a quiet, highly desirable deed restricted community with incredibly low HOA fees, this meticulously updated ~1,900 sq ft home offers the ultimate blend of luxury, privacy, and peace of mind. Boasting an expansive 4 bedroom, 3 full bath layout including two private en suites (perfect for guests or multi-generational living), no detail has been overlooked. Every major system, along with the gourmet kitchen and all three bathrooms, has been completely modernized within the last four years. From the sleek contemporary finishes to the newly upgraded automated sprinkler system that keeps your curb appeal flawless, this property is truly better than new construction. Step through the doors and discover a unique architectural layout designed entirely around a spectacular central courtyard, where nearly every room in the house offers direct access to the pool patio. This seamless indoor outdoor flow leads you straight to your own private poolside paradise, featuring a sparkling saltwater pool that has been beautifully resurfaced and is protected by a brand new panoramic screen enclosure that maximizes your views of the lush surroundings. Backed by all new 2026 pool equipment and complete with a modest covered area on the patio perfect for shaded outdoor dining or escaping the afternoon sun, this low maintenance retreat is ready for year round entertaining. Best of all, you are just minutes away from top rated Pinellas County schools, pristine Gulf beaches, and the vibrant dining, shopping, and culture of the world famous Tarpon Springs Sponge Docks. Schedule your private tour today and step into a lifestyle where absolutely everything has already been done for you!

Highlights

Private pool

Property details

MLS #
MFRTB8556005
Property type
Single Family Residence
Subdivision
HARBOR WOODS
Status
Active
Days on market
1
On market date
October 9, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.18 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SUNSET HILLS ELEMENTARY SCHOOL
1.59 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
454
Student:teacher ratio
13.8:1
District
PINELLAS
Middle
TARPON SPRINGS MIDDLE SCHOOL
2.17 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
651
Student:teacher ratio
18.1:1
District
PINELLAS
High
TARPON SPRINGS HIGH SCHOOL
1.66 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,174
Student:teacher ratio
19.9:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

46
Somewhat walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
30 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools1
Transit stops12
Pharmacies0

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 1 days -- 96 fewer days than PALM HARBOR's current average of 97 days.
For reference, the median list price across 743 active listings in PALM HARBOR right now is $319,800.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,613/mo
$115,000 down
$460,000 loan
Principal & interest$2,984
Property tax (est.)$479
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.