Front view of villa showing the one car attached garage - 978 MADRID DR, PALM HARBOR
Straight view from Madrid Drive - 978 MADRID DR, PALM HARBOR
Walkway to the front door from the driveway - 978 MADRID DR, PALM HARBOR
Covered breezeway area from garage and covered entry - 978 MADRID DR, PALM HARBOR
Side view of the covered breezeway and large front screened lanai/porch - 978 MADRID DR, PALM HARBOR
View of the pedestrian door from the garage and the extra patio area in front of the garage wall - 978 MADRID DR, PALM HARBOR
View from the kitchen down the fairway of the golf course - 978 MADRID DR, PALM HARBOR
View from the adjacent golf tee looking back at the villa and golf cart path - 978 MADRID DR, PALM HARBOR
Front monument at the clubhouse - 978 MADRID DR, PALM HARBOR
Another angle of the front monument - 978 MADRID DR, PALM HARBOR
The golf course monument with the club facilities in the background - 978 MADRID DR, PALM HARBOR
Villa at 978 MADRID DR, PALM HARBOR, photo 12 of 20
Shuffleboard courts - 978 MADRID DR, PALM HARBOR
Aerial showing the massive Highland Lakes clubhouse and outside recreational facilities - 978 MADRID DR, PALM HARBOR
Aerial view of the lush golf course(s) - 978 MADRID DR, PALM HARBOR
More aerial views of the Highland Lakes facilities and grounds - 978 MADRID DR, PALM HARBOR
Aerial view of the golf club on the left, the main clubhouse and the tennis courts to the right - 978 MADRID DR, PALM HARBOR
Rear view of the clubhouse and recreational faclities - 978 MADRID DR, PALM HARBOR
Aerial view of the tennis courts - 978 MADRID DR, PALM HARBOR
View down one of the fairways - 978 MADRID DR, PALM HARBOR
20 photos

$339,950

978 MADRID DR
PALM HARBOR, FL 34684
Listed by Colleen Tuttle · RE/MAX REALTEC GROUP INC
Bedrooms
2
Bathrooms
2
Living area
1,190 sqft
Year built
1985

About this home

Meticulously maintained Mediterranean style 2 bedroom 2 bath villa with a tile roof, a one car garage, and located on the golf path and adjacent golf tee; a covered open 12 foot breezeway from the pedestrian garage door to front screened porch and into villa front door; extra patio/outside area in front of the garage off breezeway and a generous area in the rear of the villa to enlarge a more spacious patio area. This light, bright and open split bedroom floor plan features separate dining and living rooms, fully equipped updated kitchen with cream cabinets and matching flat surface stove/range, built-in microwave, top freezer and bottom refrigerator, dishwasher and disposal. Speckled cream, taupe and grey corian kitchen counter tops with integrated oversized double sinks. Small eat in kitchen area and small closet pantry. Kitchen has opening to living room and dining rooms on opposite ends of the kitchen. Extra bonus area at the end/rear of the living room that could be utilized as an office. Living room has dry bar with lower cabinet and mirrored shelving from the cabinet top to ceiling; small coat closet just off the living room in hallway. Built in storage cabinet behind pony wall at the far end kitchen/living room opening adjacent to laundry closet for extra storage; rear pedestrian door off bonus area to the backyard patio on the golf path and golf course. Primary bedroom is 14x12 with en-suite featuring double vanity and double sinks plus drawers together with tiled walk-in shower and large walk-in closet with shelving. Second bedroom off front hallway is 12x10 with large walk-in closet; adjacent bath with tiled taupe tub/shower combination and single vanity. Highland Lakes Master Association includes Highland Lakes Clubhouse, Arts and Crafts Annex Building, Highland Lakes Golf Club Building, Clubhouse Pavilion, Cabana Building and The Lake Tarpon Lodge. There are 4 regulation tennis courts with night lighting, a 125,000 gallon Olympic sized pool with heated whirlpool spa; 45,000 gallon pool at the Lake Tarpon Lodge, 8 shuffleboard courts, 2 pontoon touring boats and the boat dock at Lake Tarpon Lodge, 3 nine-hole executive golf courses and bocce ball court. The clubhouse and annex building have card rooms and meeting rooms, arts and crafts studios including a woodworking shop, ceramic studio and sewing studio. You can be as busy or as bored as you desire! There is something for everyone in the active adult 55 plus community at Highland Lakes. The community website is noted below to view all events and facilities. All room sizes are deemed to be approximate. The exterior photos were taken just moments before the torrential rain clouds opened up/our inclement daily weather has delayed the delivery of the interior photos for approximately a week. Call for your private viewing today!

Property details

MLS #
MFRTB8556069
Property type
Villa
Subdivision
HIGHLAND LAKES UNIT NINETEEN PHASE 2
Status
Active
Days on market
1
On market date
October 10, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.11 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HIGHLAND LAKES ELEMENTARY SCHOOL
0.38 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
1 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
2.5 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
78 / 100
Restaurants & cafes20
Grocery stores4
Parks0
Schools3
Transit stops1
Pharmacies3

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 1 days -- 96 fewer days than PALM HARBOR's current average of 97 days.
For reference, the median list price across 743 active listings in PALM HARBOR right now is $319,800.

Mortgage calculator

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Est. monthly payment
$2,197/mo
$67,990 down
$271,960 loan
Principal & interest$1,764
Property tax (est.)$283
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.