Single Family Residence at 3899 CEDAR HAMMOCK TRL, ST CLOUD
Sparkling screened in pool - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Spacious kitchen with island and breakfast area. - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Kitchen overlooks pool - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Kitchen is open to the family room. - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Family room looks out over the pool. - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Primary bedroom - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Primary bathroom - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Primary bathroom - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Sizeable bedrooms. - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Bedroom 2 upstairs - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Bedroom 3 upstairs - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Second bathroom upstairs. - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Downstairs bedroom - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Full downstairs bathroom - 3899 CEDAR HAMMOCK TRL, ST CLOUD
Home overlooks a picturesque pond. - 3899 CEDAR HAMMOCK TRL, ST CLOUD
16 photos

$565,000

3899 CEDAR HAMMOCK TRL
ST CLOUD, FL 34772
Listed by Laura Block · ERA GRIZZARD REAL ESTATE
Bedrooms
5
Bathrooms
3.5
Living area
3,257 sqft
Year built
2005

About this home

Discover the perfect blend of space, privacy, and Florida living in this beautiful pool home offering over 3,200 square feet on a generous 1/4 acre lot. Step inside to find a freshly painted interior (2026) that feels bright and move-in ready, while the exterior paint (2026) and newer roof (2/2026) give you peace of mind for years to come. Out back, a screened pool invites year-round enjoyment, all while you take in the serene pond views that create a private, resort-like backdrop. The low HOA fee includes Internet and cable. Located in the peaceful community of Saint Cloud, this home puts you within easy reach of world-famous theme parks, Florida's stunning beaches, and the growing amenities of Lake Nona-yet still delivers the quiet, small-town lifestyle so many buyers crave. Spacious, move-in ready, and set against a tranquil water view. This is the Florida home you have been waiting for. Schedule your private tour today.

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRO6447689
Property type
Single Family Residence
Subdivision
STEVENS PLANTATION
Status
Active
Days on market
N/A
On market date
October 21, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
ST. CLOUD ELEMENTARY SCHOOL
0.91 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
806
Student:teacher ratio
14.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
2.15 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
1.48 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

41
Somewhat walkable
out of 100
EPA National Walkability Index
7.5 / 20 -- Below average walkable
Google Places amenity density
45 / 100
Restaurants & cafes8
Grocery stores1
Parks0
Schools3
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 0 days -- 109 fewer days than ST CLOUD's current average of 109 days.
For reference, the median list price across 1,947 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,552/mo
$113,000 down
$452,000 loan
Principal & interest$2,932
Property tax (est.)$471
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.