MAIN HOUSE - 640 AVENUE I NW, WINTER HAVEN
Single Family Residence at 640 AVENUE I NW, WINTER HAVEN, photo 2 of 10
BACK OF MAIN HOUSE - 640 AVENUE I NW, WINTER HAVEN
LIVING ROOM - 640 AVENUE I NW, WINTER HAVEN
Single Family Residence at 640 AVENUE I NW, WINTER HAVEN, photo 5 of 10
IN-LAW SUITE OR DUPLEX - 640 AVENUE I NW, WINTER HAVEN
IN-LAW SUITE OR DUPLEX - 640 AVENUE I NW, WINTER HAVEN
Single Family Residence at 640 AVENUE I NW, WINTER HAVEN, photo 8 of 10
IN-LAW SUITE OR DUPLEX - 640 AVENUE I NW, WINTER HAVEN
KITCHEN IN IN-LAW/ DUPLEX - 640 AVENUE I NW, WINTER HAVEN
10 photos

$325,000

640 AVENUE I NW
WINTER HAVEN, FL 33881
Listed by Lisa Deese · TOWN & COUNTRY REAL ESTATE
Bedrooms
3
Bathrooms
3
Living area
3,753 sqft
Year built
1917

About this home

GREAT OPPORTUNITY to own this unique property. If you have a strong vision for remodeling and a passion for a project, this is the perfect property for you to restore to it's full potential! The main house and the duplex in the back of the property combine a total of over 3700 sq ft of living. The main house could be your residence while the duplex offers flexibility- ideal as an in-law suite, a rental income, or both. It could even be a place to live while you renovate the main house. The possibilities are endless with this fixer upper. The Location is OUSTANDING: walk to downtown, grocery stores, bus terminal, medical facilities, Hospital, restaurants, and shopping. With the RIGHT vision, this property can be used in a variety of ways and may even generate income to help cover the mortgage while using the main house as your primary residence. Please schedule your showing and contact your lender for information about a reno loan today so you don't miss the chance to own this property!

Highlights

Fireplace

Property details

MLS #
MFRP4940086
Property type
Single Family Residence
Subdivision
VILLA PARK OR STONE & MANNS
Status
Active
Days on market
1
On market date
October 9, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.33 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
CYPRESS JUNCTION MONTESSORI
0.69 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
195
Student:teacher ratio
15.0:1
District
POLK
Middle
DENISON MIDDLE SCHOOL
0.99 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
758
Student:teacher ratio
19.0:1
District
POLK
HighCharter
CHAIN OF LAKES COLLEGIATE HIGH
1.21 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
320
Student:teacher ratio
40.0:1
District
POLK

Walkability

Blended score for WINTER HAVEN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

82
Highly walkable
out of 100
EPA National Walkability Index
16.3 / 20 -- Most walkable

Market position

How this listing compares to current activity in WINTER HAVEN, from live MLS data.

On the market 1 days -- 93 fewer days than WINTER HAVEN's current average of 94 days.
For reference, the median list price across 1,285 active listings in WINTER HAVEN right now is $245,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,107/mo
$65,000 down
$260,000 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.