INNOVATE Real Estate
Single Family Residence at 120 MONICA CT, LAKE MARY
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$899,777

120 MONICA CT
LAKE MARY, FL 32746
Listed by Jose Amoroso
Bedrooms
4
Bathrooms
4
Living area
2,823 sqft
Year built
1988

About this home

RARE 3.3-ACRE ESTATE IN CARDINAL OAKS – 4 BEDROOMS, 4 BATHS & NO HOA! Discover exceptional space, privacy and estate-style living in desirable Lake Mary. This 4-bedroom, 4-bath, one owner home is nestled on approximately 3.3 acres in an established, low-density community with spacious homesites and mature surroundings. Highlights include a 2022 roof, remodeled kitchen with newer cabinetry and appliances, circular driveway, 2-car garage, ceramic tile downstairs, newer vinyl flooring upstairs, and a spacious primary suite with Jacuzzi tub. Enjoy Florida living from the covered and screened lanai, surrounded by mature oak trees, decorative fountains, beautiful boulder landscaping and expansive grounds. Located in Flood Zone X and offering NO HOA, this distinctive Cardinal Oaks property combines acreage, privacy and freedom with convenient access to Lake Mary shopping, dining, schools and major roadways. A rare Lake Mary opportunity—4 beds, 4 baths, 3.3 acres and NO HOA!

Highlights

Fireplace

Property details

MLS
Stellar MLS
MLS #
MFRO6446899
Property type
Single Family Residence
Subdivision
CARDINAL OAKS ESTATES
Status
Active
Days on market
1
On market date
October 14, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
2
Parking spaces
N/A
Lot size
3.31 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
SEMINOLE SCIENCE CHARTER SCHOOL
0.5 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
490
Student:teacher ratio
17.5:1
District
SEMINOLE
Middle
GREENWOOD LAKES MIDDLE SCHOOL
1.61 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,005
Student:teacher ratio
20.5:1
District
SEMINOLE
HighCharter
ELEVATION HIGH SCHOOL
1.12 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
116
Student:teacher ratio
16.6:1
District
SEMINOLE

Walkability

Blended score for LAKE MARY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

60
Somewhat walkable
out of 100
EPA National Walkability Index
12.5 / 20 -- Above average walkable
Google Places amenity density
55 / 100
Restaurants & cafes10
Grocery stores1
Parks1
Schools5
Transit stops0
Pharmacies1

Mortgage calculator

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Est. monthly payment
$5,569/mo
$179,955 down
$719,822 loan
Principal & interest$4,669
Property tax (est.)$750
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.