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Single Family Residence at 401 DEMPSEY RD, PALM HARBOR
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Pinellas Trail - 401 DEMPSEY RD, PALM HARBOR
39 photos

$425,000

401 DEMPSEY RD
PALM HARBOR, FL 34683
Listed by Christina Cox · BHHS FLORIDA PROPERTIES GROUP
Bedrooms
2
Bathrooms
2
Living area
1,208 sqft
Year built
1923

About this home

RARE OZONA FIND! Beautifully renovated home on a spacious corner lot offering the privacy, parking and space that are hard to find in Ozona. Just a one-minute walk to Ozona Elementary and the Pinellas Trail, this coveted golf-cart community puts you minutes from local dining, live music, waterfront destinations and the Dunedin Causeway. Renovated down to the studs in 2019–2020 with a 2019 roof, updated HVAC, water heater, electrical, plumbing and interior finishes. The large gated yard and oversized paver driveway accommodate 4–6 vehicles, with double gates providing boat or RV access. A newer metal shed adds convenient storage for bikes, kayaks and lawn equipment. The home HAD NO FLOODING during the 2024 hurricanes and offers a low, transferable flood insurance policy. Renovated, private and perfectly positioned for the Ozona lifestyle - this is one you won’t want to miss.

Property details

MLS #
MFRTB8547316
Property type
Single Family Residence
Subdivision
DEMPSEYS W S SUB
Status
Active
Days on market
16
On market date
September 10, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.16 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
OZONA ELEMENTARY SCHOOL
0.19 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
781
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
1.06 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
1.09 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

78
Walkable
out of 100
EPA National Walkability Index
15.3 / 20 -- Most walkable
Google Places amenity density
80 / 100
Restaurants & cafes20
Grocery stores2
Parks1
Schools6
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 16 days -- 84 fewer days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
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Adjust tax / insurance estimates
% / yr
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/mo
Est. monthly payment
$2,709/mo
$85,000 down
$340,000 loan
Principal & interest$2,205
Property tax (est.)$354
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.