Single Family Residence at 3444 CARMICHAEL ST, PALM HARBOR
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$429,000

3444 CARMICHAEL ST
PALM HARBOR, FL 34684
Listed by Cyndi Olmstead
Bedrooms
2
Bathrooms
2
Living area
1,460 sqft
Year built
1984

About this home

Welcome to 3444 Carmichael St, where the big-ticket updates are already done and the lifestyle is ready when you are. This home is in Highland Lakes, Palm Harbor's active 55+ golf community, and it pairs thoughtful improvements with the peace of mind of knowing the major items have been handled: roof 2023, water softener 2022, and A/C 2017. The home is located outside both flood and evacuation zones. This home has been pre-inspected. A 2014 addition and remodel expanded and refreshed the home and created additional living space and an open floor plan to enjoy. The kitchen was updated with stone countertops and tile flooring. Refinished ceilings and recessed lighting give the interior a clean, bright feel, and classic 3" wood shutters throughout provide both privacy and easy light control. A walk-in closet provides generous storage. As part of the Highland Lakes master association, you'll enjoy low HOA fees and access to [community amenities: golf, clubhouse, pools, courts, social activities]. The community is close to Palm Harbor shopping, dining, medical services, and Gulf beaches. Schedule your private showing today.

Property details

MLS #
MFRTB8554143
Property type
Single Family Residence
Subdivision
HIGHLAND LAKES UNIT FIFTEEN PH 2 LOT 32
Status
Active
Days on market
N/A
On market date
October 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HIGHLAND LAKES ELEMENTARY SCHOOL
0.19 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
0.79 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
2.58 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
78 / 100
Restaurants & cafes20
Grocery stores4
Parks0
Schools3
Transit stops1
Pharmacies3

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 0 days -- 101 fewer days than PALM HARBOR's current average of 101 days.
For reference, the median list price across 717 active listings in PALM HARBOR right now is $300,000.

Mortgage calculator

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Est. monthly payment
$2,733/mo
$85,800 down
$343,200 loan
Principal & interest$2,226
Property tax (est.)$358
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.