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66 photos

$439,800

8640 SW 86TH CIR
OCALA, FL 34481
Listed by Christy Main · ON TOP OF THE WORLD REAL EST
Bedrooms
4
Bathrooms
2
Living area
2,275 sqft
Year built
2011

About this home

Golf Course Lot: Custom Sterling II in the estate section of Candler Hills at On Top of the World offering approximately 2,275 living square feet on an oversized golf course lot overlooking the 11th hole of Candler Hills Golf Course with golf course and sunset views. Renovated in 2023, this open-concept home features luxury vinyl plank flooring throughout, crown molding, tray ceilings, louvered interior shutters, recessed lighting, updated fixtures, and 5¼-inch baseboards. The kitchen was remodeled in 2023 with updated countertops, cooktop, built-in oven and microwave, range hood, and dishwasher. The primary living areas flow seamlessly to the expanded lanai, completed in 2023 with new flooring and an extended birdcage, providing additional outdoor living space overlooking the golf course. Additional updates include a new roof with transferable Platinum Protection Warranty (2026), HVAC (2020), and washing machine (2026). The oversized two-car garage includes a separate golf cart garage with its own overhead door, providing space for a golf cart, storage, or workshop. Located in Candler Hills at On Top of the World, residents enjoy access to community amenities, including golf, recreation centers, fitness facilities, clubs, walking trails, and additional amenities. Schedule your private showing today.

Property details

MLS #
MFROM728996
Property type
Single Family Residence
Subdivision
CANDLER HILLS
Status
Active
Days on market
77
On market date
July 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HAMMETT BOWEN JR. ELEMENTARY SCHOOL
4.26 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
808
Student:teacher ratio
16.8:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
4.06 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
3.98 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

30
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 77 days -- 23 fewer days than OCALA's current average of 100 days.
For reference, the median list price across 4,861 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,799/mo
$87,960 down
$351,840 loan
Principal & interest$2,282
Property tax (est.)$367
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 24 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.