Single Family Residence at 401 DEMPSEY RD, PALM HARBOR
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32 photos

$475,000

401 DEMPSEY RD
PALM HARBOR, FL 34683
Listed by COASTAL PROPERTIES GROUP INTERNATIONAL
Bedrooms
2
Bathrooms
2
Living area
1,208 sqft
Year built
1923

About this home

This large corner lot in the coastal golf cart community of Ozona, is just a one-minute walk to Ozona Elementary and the Pinellas trail. Also zoned for A rated Palm Harbor Middle and Palm Harbor University High School, this sought after location offers a wide variety of options for local dining and entertainment. You can park your car and drive your golf cart to hear local music or have dinner with the family.  The owners favorite feature is how much distance she has from the neighboring homes.  The large pavered driveway can house 4-6 vehicles, and the large double gate on the lime street side allows access for boat or RV parking. This home was fully renovated down to the studs in 2019 / 2020 with a brand-new roof, HVAC, hot water heater, electrical, plumbing and all new interior finishes.   The owner chose to have the foundation fully renovated to ensure long term stability and peace of mind. The transferable 25-year warranty still has 20 years left and comes with the purchase.  A newer high end metal shed is included in the sale of the home where you can store your bikes, kayaks or riding mower.  The properties across the street to the east and south are both flood zone x making this the perfect location for safety during storms. Not a drop of water from the hurricanes came anywhere near this property or the surrounding streets.  Won’t last long so don't wait to see this little gem before it is snatched up.

Property details

MLS #
MFRTB8527057
Property type
Single Family Residence
Subdivision
DEMPSEYS W S SUB
Status
Active
Days on market
23
On market date
July 8, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
OZONA ELEMENTARY SCHOOL
0.19 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
781
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
1.06 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
1.09 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

78
Walkable
out of 100
EPA National Walkability Index
15.3 / 20 -- Most walkable
Google Places amenity density
80 / 100
Restaurants & cafes20
Grocery stores2
Parks1
Schools6
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 23 days -- 77 fewer days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,011/mo
$95,000 down
$380,000 loan
Principal & interest$2,465
Property tax (est.)$396
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.