Welcome to 4320 Floramar Ter., NPR!  This is a fantastic home with 200 feet of Water frontage with 10,000 lb boat lift, deck and floating dock with kayak storage! - 4320 FLORAMAR TER, NEW PORT RICHEY
Just minutes from the North Channel of Gulf Harbors and the Gulf - 4320 FLORAMAR TER, NEW PORT RICHEY
Extra Parking areas in the front of the home for all your guests and family! - 4320 FLORAMAR TER, NEW PORT RICHEY
Incredible twilight views! - 4320 FLORAMAR TER, NEW PORT RICHEY
Corner property with nearly a 1/4 of acre and 200 feet of water frontage! - 4320 FLORAMAR TER, NEW PORT RICHEY
Keyless entry doors and storage under the carport. - 4320 FLORAMAR TER, NEW PORT RICHEY
Welcome to 4320 Floramar Ter, New Port Richey! - 4320 FLORAMAR TER, NEW PORT RICHEY
Cool coastal colors throughout the home! Large format 18" tiles in the living room, kitchen and dining room. - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 9 of 50
Well appointed kitchen features Quartz countertops, new stainless-steel appliance package (refrigerator, dishwasher, range & microwave), deep basin sink, with soft close drawers, cabinets and recessed lighting. - 4320 FLORAMAR TER, NEW PORT RICHEY
Beautiful blue blacksplash! - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 12 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 13 of 50
Utility room / Pantry / Storage / Laundry room -  Home features a Tankless Water Heater as well as a whole home water softener. - 4320 FLORAMAR TER, NEW PORT RICHEY
Indoor Laundry with full size Stackable Washer & Dryer - 4320 FLORAMAR TER, NEW PORT RICHEY
Bonus Area! Perfect for an additional lounging area or dining area overlooking the backyard! Featuring Hurricane rated, impact/resistant windows and doors! - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 17 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 18 of 50
Primary Bedroom with polished Terrazzo flooring, custom ceiling fan, mini-split HVAC system, plantation shutters and custom closet organizer. - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 20 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 21 of 50
Bathroom features updated vanity and basin style sink with new fixtures. Shower/tub Combo, comfort level toilet. - 4320 FLORAMAR TER, NEW PORT RICHEY
Secondary bedroom features polished Terrazzo flooring, plantation shutters, ceiling fan, mini-split HVAC system with remote. - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 24 of 50
Your dream backyard awaits you!  A GIANT Palapa integrated with lights and speaker system.  Encompasses two large seating areas!  Ex large Pergola houses all the outdoor cooking options!  BBQ!  Smoker! Flat Grills! - 4320 FLORAMAR TER, NEW PORT RICHEY
Ex-large Palapa with electric and speakers mounted! - 4320 FLORAMAR TER, NEW PORT RICHEY
Great view while lounging on the back patio! - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 28 of 50
Ex-large Pergola with electric!  All the outdoor cooking options are here! - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 30 of 50
Nearly a 1/4 acre of property! - 4320 FLORAMAR TER, NEW PORT RICHEY
Corner lot! - 4320 FLORAMAR TER, NEW PORT RICHEY
2023 - New Docks! Deck walk-out to the 10,000 lb boat lift including water and electric!  Also a new Floating Dock w/Kayak Storage! - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 34 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 35 of 50
You'll be able to see beautiful sunsets like this right from your backyard! - 4320 FLORAMAR TER, NEW PORT RICHEY
2016 Seawall with drainage system! - 4320 FLORAMAR TER, NEW PORT RICHEY
Floating dock w/kayak storage and convenient storage bin - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 39 of 50
The home includes multiple storage areas, including these two storage and additional storage bins located around the property. - 4320 FLORAMAR TER, NEW PORT RICHEY
Large corner Property! .22 Acre w/200 ft of water frontage - 4320 FLORAMAR TER, NEW PORT RICHEY
Gulf Harbors North Channel - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 43 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 44 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 45 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 46 of 50
Sea Fire Grill at the end of the North Channel with floating docks for ease of access for boaters! - 4320 FLORAMAR TER, NEW PORT RICHEY
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 48 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 49 of 50
Single Family Residence at 4320 FLORAMAR TER, NEW PORT RICHEY, photo 50 of 50
50 photos

$440,000

4320 FLORAMAR TER
NEW PORT RICHEY, FL 34652
Listed by Teri Kelly · KELLY REALTY GROUP LLC
Bedrooms
2
Bathrooms
1
Living area
1,189 sqft
Year built
1963

About this home

Prime Waterfront Home in Gulf Harbors, New Port Richey, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors. The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage. Inside, you'll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard. This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other "must-do" adventures in Tarpon Springs, Dunedin, and Clearwater.

Highlights

Waterfront

Property details

MLS #
MFRTB8526465
Property type
Single Family Residence
Subdivision
FLOR A MAR
Status
Active
Days on market
36
On market date
July 8, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MITTYE P. LOCKE ELEMENTARY SCHOOL
1.35 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
533
Student:teacher ratio
13.7:1
District
PASCO
Middle
GULF MIDDLE SCHOOL
2.16 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
926
Student:teacher ratio
16.5:1
District
PASCO
High
GULF HIGH SCHOOL
1.57 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,468
Student:teacher ratio
17.7:1
District
PASCO

Walkability

Blended score for NEW PORT RICHEY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.5 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks5
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in NEW PORT RICHEY, from live MLS data.

On the market 36 days -- 73 fewer days than NEW PORT RICHEY's current average of 109 days.
For reference, the median list price across 1,518 active listings in NEW PORT RICHEY right now is $229,900.

Mortgage calculator

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Est. monthly payment
$2,800/mo
$88,000 down
$352,000 loan
Principal & interest$2,283
Property tax (est.)$367
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 13, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.