Main Exterior - 134 BOWFIN DR, PALATKA
High and dry back yard - 134 BOWFIN DR, PALATKA
Ample room for enjoying your front yard - 134 BOWFIN DR, PALATKA
Welcome to this awesome canal front home - 134 BOWFIN DR, PALATKA
Floor Plans - 134 BOWFIN DR, PALATKA
The focal point - 134 BOWFIN DR, PALATKA
Of the living room - 134 BOWFIN DR, PALATKA
Is the wood-burning fireplace - 134 BOWFIN DR, PALATKA
And right behind - 134 BOWFIN DR, PALATKA
Is the dining area - 134 BOWFIN DR, PALATKA
The spacious kitchen - 134 BOWFIN DR, PALATKA
Features a country sink - 134 BOWFIN DR, PALATKA
Upscale LG appliances - 134 BOWFIN DR, PALATKA
A breakfast bar - 134 BOWFIN DR, PALATKA
And off the kitchen a convenient half bath - 134 BOWFIN DR, PALATKA
The handicap accessible - 134 BOWFIN DR, PALATKA
Family room - 134 BOWFIN DR, PALATKA
Includes a laundry area with storage space - 134 BOWFIN DR, PALATKA
The huge primary bedroom overlooks the canal - 134 BOWFIN DR, PALATKA
Notice tile flooring - 134 BOWFIN DR, PALATKA
Throughout the home - 134 BOWFIN DR, PALATKA
There is a 10'7" x 5'3" Walk-in primary closet - 134 BOWFIN DR, PALATKA
Plus handicap accessible walk-in shower in primary bath - 134 BOWFIN DR, PALATKA
The second - 134 BOWFIN DR, PALATKA
bedroom - 134 BOWFIN DR, PALATKA
Shares a full bathroom - 134 BOWFIN DR, PALATKA
With the third bedroom - 134 BOWFIN DR, PALATKA
Currently configured as an office - 134 BOWFIN DR, PALATKA
The screened porch - 134 BOWFIN DR, PALATKA
Opens to - 134 BOWFIN DR, PALATKA
A covered patio - 134 BOWFIN DR, PALATKA
And the - 134 BOWFIN DR, PALATKA
Back yard - 134 BOWFIN DR, PALATKA
With sparkling - 134 BOWFIN DR, PALATKA
Above ground - 134 BOWFIN DR, PALATKA
Swimming - 134 BOWFIN DR, PALATKA
Pool - 134 BOWFIN DR, PALATKA
Overlooking the back yard - 134 BOWFIN DR, PALATKA
Deep enough for larger watercraft - 134 BOWFIN DR, PALATKA
Under cover parking is available for four vehicles - 134 BOWFIN DR, PALATKA
Here - 134 BOWFIN DR, PALATKA
Are a few - 134 BOWFIN DR, PALATKA
Aerial - 134 BOWFIN DR, PALATKA
Shots - 134 BOWFIN DR, PALATKA
Attractive front yard - 134 BOWFIN DR, PALATKA
You may have additional landscaping ideas - 134 BOWFIN DR, PALATKA
46 photos

$497,000

134 BOWFIN DR
PALATKA, FL 32177
Listed by Margaret Zahner · COLDWELL BANKER BEN BATES, INC
Bedrooms
3
Bathrooms
2.5
Living area
2,540 sqft
Year built
2004

About this home

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRGC541743
Property type
Single Family Residence
Subdivision
ST JOHNS HARBOR SUB
Status
Active
Days on market
42
On market date
July 7, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SOUTH WOODS ELEMENTARY SCHOOL
6.87 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
632
Student:teacher ratio
13.7:1
District
ST. JOHNS
MiddleCharter
PUTNAM ACADEMY OF ARTS AND SCIENCES
9.85 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
173
Student:teacher ratio
21.6:1
District
PUTNAM
High
DEEP CREEK YOUTH ACADEMY
5.65 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
36
District
ST. JOHNS

Walkability

Blended score for PALATKA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,143/mo
$99,400 down
$397,600 loan
Principal & interest$2,579
Property tax (est.)$414
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 18, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.