Welcome Home! - 4431 FERN DR, BRADENTON
Screened-In Front Porch - 4431 FERN DR, BRADENTON
Entryway and Dining Room - 4431 FERN DR, BRADENTON
Virtually Staged - 4431 FERN DR, BRADENTON
Dining Room - 4431 FERN DR, BRADENTON
Dining Room - 4431 FERN DR, BRADENTON
Living Room with Vaulted Ceilings - 4431 FERN DR, BRADENTON
Virtually Staged - 4431 FERN DR, BRADENTON
Bonus Room is off the Living Room; Primary Suite is through the door on the right - 4431 FERN DR, BRADENTON
Living Room - 4431 FERN DR, BRADENTON
Living Room with pocket door to Guest Wing - 4431 FERN DR, BRADENTON
Kitchen with Breakfast Nook - 4431 FERN DR, BRADENTON
Virtually Staged - 4431 FERN DR, BRADENTON
Kitchen - 4431 FERN DR, BRADENTON
Storage Galore! - 4431 FERN DR, BRADENTON
Lots of Pantry space! - 4431 FERN DR, BRADENTON
Kitchen with door to Garage - 4431 FERN DR, BRADENTON
Primary Bedroom with Double Pocket Door to Private Office - 4431 FERN DR, BRADENTON
Virtually Staged - 4431 FERN DR, BRADENTON
Primary Bedroom - 4431 FERN DR, BRADENTON
Primary Bedroom with Ensuite Bath - 4431 FERN DR, BRADENTON
Primary Bath - 4431 FERN DR, BRADENTON
Primary Shower - 4431 FERN DR, BRADENTON
Primary Bath with Linen Closet - 4431 FERN DR, BRADENTON
Primary Bath - 4431 FERN DR, BRADENTON
Private office with door to patio - 4431 FERN DR, BRADENTON
Private office with door to patio - 4431 FERN DR, BRADENTON
Private Office with Pocket Doors off Primary Bedroom - 4431 FERN DR, BRADENTON
Guest Bath with Linen Closet in Hallway - 4431 FERN DR, BRADENTON
Private Office with Pocket Doors off Primary Bedroom - 4431 FERN DR, BRADENTON
Bedroom 2 - 4431 FERN DR, BRADENTON
Bedroom 2 with Murphy Bed - 4431 FERN DR, BRADENTON
Bedroom 2 - 4431 FERN DR, BRADENTON
Bedroom 2 - 4431 FERN DR, BRADENTON
Bonus Room off Living Room - 4431 FERN DR, BRADENTON
Virtually Staged - 4431 FERN DR, BRADENTON
Bonus Room with door to Florida Room - 4431 FERN DR, BRADENTON
Florida Room - 4431 FERN DR, BRADENTON
Florida Room with Built-In Bookshelf - 4431 FERN DR, BRADENTON
Patio - 4431 FERN DR, BRADENTON
Backyard - 4431 FERN DR, BRADENTON
This Magnolia tree will produce a beautiful smell when in bloom! - 4431 FERN DR, BRADENTON
Peaceful Setting - 4431 FERN DR, BRADENTON
Garage with Workbench and Extra Storage - 4431 FERN DR, BRADENTON
Condominium at 4431 FERN DR, BRADENTON, photo 45 of 47
Condominium at 4431 FERN DR, BRADENTON, photo 46 of 47
Make an appointment to visit this home today! - 4431 FERN DR, BRADENTON
47 photos

$369,000

4431 FERN DR
BRADENTON, FL 34208
Listed by Melinda Sanchez, PLLC · COLDWELL BANKER REALTY
Bedrooms
2
Bathrooms
2
Living area
1,538 sqft
Year built
1995

About this home

Virtually Staged. It’s rare to find a home that gives you this much space, flexibility, privacy, and value—especially with ownership costs this low—making it perfect for Snowbirds or full-time residents. Tucked into a small, intimate community of just 31 land-owned condos that live much more like single-family homes, this beautifully maintained 55+ residence offers a relaxed Florida lifestyle without the big HOA price tag. The association fee is just $150/month, with no CDD fees, and includes lawn care and irrigation. From the moment you walk in, the home feels bright, open, and welcoming. The vaulted main living area is filled with natural light from two solar tube skylights, creating a warm, airy space that feels even larger than it is. The kitchen is designed for real life, with generous cabinetry, granite countertops, and plenty of storage. Luxury vinyl plank and tile flooring run throughout the home, while the Florida room adds another comfortable, low-maintenance space with durable vinyl flooring. And then there’s the flexibility. A bonus room gives you extra space to use however you want, while the private office retreat just off the primary suite offers something truly special. With double pocket doors, bay windows, and direct access to the patio, it’s the perfect spot for working from home, enjoying a hobby, reading with a cup of coffee, or simply having a quiet place of your own. The spacious primary suite features two closets and an updated ensuite bath with dual sinks, granite countertops, a linen closet, and a large Bath Fitter shower. On the opposite side of the home, the split-bedroom layout gives guests their own private space. A pocket door can close off the secondary bedroom and bath to create a comfortable ensuite-style guest wing, and the bedroom even includes a Murphy bed. Best of all, many of the expensive updates are already done. The roof was replaced in 2016, hurricane impact-rated windows and doors were installed in 2018, the AC was replaced in 2021, and the water heater was replaced in 2023. The interior has also been freshly painted. You’ll find thoughtful extras throughout, including Alexa-enabled smart lighting, Ring security cameras, and a garage with additional storage and a built-in workbench. If you want even more amenities, an optional affiliate membership at River Isles is available for just $180 per quarter, with access to the community pool, clubhouse, fitness center, library, game room, and shuffleboard courts. Golf lovers can also enjoy an annual River Isles Golf Club membership for $663.40. This is more than just a home—it’s a place that gives you room to live the way you want, with the updates, flexibility, and low monthly costs that make Florida living easier. Come take a look. You may walk in and realize you’ve found exactly what you’ve been waiting for.

Property details

MLS #
MFRA4697074
Property type
Condominium
Subdivision
FERNWOOD
Status
Active
Days on market
107
On market date
June 23, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
JUST FOR GIRLS ELEMENTARY SCHOOL
2.04 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
44
Student:teacher ratio
11.0:1
District
MANATEE
Middle
CARLOS E. HAILE MIDDLE SCHOOL
3.62 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
780
Student:teacher ratio
19.0:1
District
MANATEE
HighCharter
MANATEE SCHOOL FOR THE ARTS
3.16 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,902
Student:teacher ratio
20.2:1
District
MANATEE

Walkability

Blended score for BRADENTON's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

69
Walkable
out of 100
EPA National Walkability Index
13.5 / 20 -- Above average walkable
Google Places amenity density
70 / 100
Restaurants & cafes20
Grocery stores2
Parks0
Schools2
Transit stops11
Pharmacies4

Market position

How this listing compares to current activity in BRADENTON, from live MLS data.

On the market 107 days -- 39 fewer days than BRADENTON's current average of 146 days.
For reference, the median list price across 3,213 active listings in BRADENTON right now is $298,000.

Mortgage calculator

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Est. monthly payment
$2,372/mo
$73,800 down
$295,200 loan
Principal & interest$1,915
Property tax (est.)$308
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.