Single Family Residence at 999 GILLESPIE DR, PALM HARBOR
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 2 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 3 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 4 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 5 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 6 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 7 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 8 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 9 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 10 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 11 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 12 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 13 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 14 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 15 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 16 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 17 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 18 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 19 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 20 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 21 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 22 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 23 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 24 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 25 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 26 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 27 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 28 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 29 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 30 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 31 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 32 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 33 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 34 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 35 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 36 of 37
Single Family Residence at 999 GILLESPIE DR, PALM HARBOR, photo 37 of 37
37 photos

$449,000

999 GILLESPIE DR
PALM HARBOR, FL 34684
Listed by Diane Thompson · CHARLES RUTENBERG REALTY INC
Bedrooms
3
Bathrooms
2
Living area
1,732 sqft
Year built
1983

About this home

Virtually Staged. PRICE REDUCED — Charming brick home in Highland Lakes (55+) with LOW HOA. This 3-bed, 2-bath residence offers 1,732 sq ft of bright, open living with vaulted ceilings and flexible expanded space that enhances flow and functionality. The kitchen features solid maple cabinets, granite countertops, pantry storage, and an easy entertaining layout; both baths are updated with granite vanities. Major systems updated: hurricane-impact windows, 2023 A/C, 2022 water heater, and 200-amp electric. Enjoy rare backyard privacy with mature landscaping, a paver patio, and a motorized awning — plus an enclosed A/C lanai for extra living space. Additional highlights: 2-car garage with attic access and storage, irrigation well, security system, ceiling fans throughout, and all appliances included. Highland Lakes amenities: three golf courses, tennis and pickleball, heated Olympic pool, clubhouse and fitness programs, lake access, boat/RV storage, and an active social calendar. Great updates, awesome layout, desirable location — ready to move in.

Property details

MLS #
MFRTB8516714
Property type
Single Family Residence
Subdivision
HIGHLAND LAKES UNIT FIFTEEN PH 1
Status
Active
Days on market
96
On market date
June 8, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.18 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HIGHLAND LAKES ELEMENTARY SCHOOL
0.19 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
0.87 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
2.58 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

47
Somewhat walkable
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
78 / 100
Restaurants & cafes20
Grocery stores4
Parks0
Schools3
Transit stops1
Pharmacies3

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 96 days -- 4 fewer days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,854/mo
$89,800 down
$359,200 loan
Principal & interest$2,330
Property tax (est.)$374
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 22 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.