Virtual photo - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 2 of 42
Entryway - 485 HARBOR RIDGE DR, PALM HARBOR
Main living space - 485 HARBOR RIDGE DR, PALM HARBOR
Main living room - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 6 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 7 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 8 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 9 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 10 of 42
First floor half bath off of living room - 485 HARBOR RIDGE DR, PALM HARBOR
First floor half bath - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bedroom second floor - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
Primary walk in closet - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bathroom - 485 HARBOR RIDGE DR, PALM HARBOR
Primary bathroom - 485 HARBOR RIDGE DR, PALM HARBOR
front bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
front bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
front bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
Second floor hallway bath - 485 HARBOR RIDGE DR, PALM HARBOR
middle bedroom - 485 HARBOR RIDGE DR, PALM HARBOR
middle bedroom with walk in closet - 485 HARBOR RIDGE DR, PALM HARBOR
Laundry closet on 2nd floor - 485 HARBOR RIDGE DR, PALM HARBOR
2 car garage - 485 HARBOR RIDGE DR, PALM HARBOR
Screen lanai - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 28 of 42
Pond view - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 30 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 31 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 32 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 33 of 42
Community pool - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 35 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 36 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 37 of 42
Close to Pinellas Trail and Trolly stop - 485 HARBOR RIDGE DR, PALM HARBOR
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 39 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 40 of 42
Townhouse at 485 HARBOR RIDGE DR, PALM HARBOR, photo 41 of 42
Floor plan - 485 HARBOR RIDGE DR, PALM HARBOR
42 photos

$374,500

485 HARBOR RIDGE DR
PALM HARBOR, FL 34683
Listed by Sherman Gilbert · PALM PARADISE REALTY GROUP
Bedrooms
3
Bathrooms
2.5
Living area
1,700 sqft
Year built
2014

About this home

CHECK OUT THIS BRIGHT BEAUTY! Welcome to this beautiful waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor. This well-maintained 3-bedroom, 2.5-bath home features a 2-car garage, serene pond views, soaring ceilings, abundant natural light, and tile on main floor and laminate flooring throughout second level. The open-concept floor plan includes a spacious living area, screened lanai, and an updated kitchen with granite countertops, wood cabinetry, stainless steel appliances, breakfast bar, and walk-in pantry. Upstairs, the primary suite overlooks the water and offers a large walk-in closet and ensuite bath. Updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). This quiet community unit is only connected on one side. Harbor Ridge residents enjoy a community POOL, cabana, and low HOA fees covering exterior maintenance, grounds, cable, water, sewer, trash and roof. Conveniently located just minutes from the Gulf beaches and only 15 minutes from Honeymoon Island State Park, this home offers easy access to the local Trolly route, Pinellas Trail, downtown Palm Harbor, Dunedin, and Tarpon Springs. With nearby access to US-19, you'll enjoy an abundance of shopping, dining, healthcare facilities, and a convenient drive to Tampa International Airport. Come check it out today!

Property details

MLS #
MFRTB8516650
Property type
Townhouse
Subdivision
HARBOR RIDGE OF PALM HARBOR
Status
Active
Days on market
112
On market date
June 10, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.07 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
TARPON SPRINGS FUNDAMENTAL ELE
1.76 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
269
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
TARPON SPRINGS MIDDLE SCHOOL
2.48 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
651
Student:teacher ratio
18.1:1
District
PINELLAS
HighCharter
ST. PETERSBURG COLLEGIATE HIGH SCHOOL NORTH PINELLAS
1.35 mi away · Grades 10-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
41.8:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

46
Somewhat walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
30 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools1
Transit stops12
Pharmacies0

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 112 days -- 12 more days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,405/mo
$74,900 down
$299,600 loan
Principal & interest$1,943
Property tax (est.)$312
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.